Kenton County property record for 115 Idlewood Dr, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 856 sqft · built 1981 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Mar 2021) |
| Tax Bill | $1,734 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-00-194.00 |
| Primary APN | 045-30-00-194.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 4 Stories |
| Building Area | 856 sqft Finished Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 115 IDLEWOOD DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-9781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD HILLS SEC 14 LOT 154 |
| Legal Subdivision | LAKEWOOD HILLS |
| Legal Phase | 14 |
| Legal Lot Number | 154 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 66801 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 115 IDLEWOOD DR, COVINGTON, KY 41017-9781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 18, 2021 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Aug 10, 2017 | Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2021 · Amount on Record |
| Deed Sale | Mar 18, 2021 · Amount on Record |
| Prior Sale | Jun 23, 2014 · Amount on Record |
| Deed Document Number | 20215900123 |
| Deed Book / Page | 78 / 498 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 115 IDLEWOOD DR, COVINGTON, KY 41017-9781 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 115 IDLEWOOD DR, COVINGTON, KY 41017-9781 |
| Document Number | 0005900085 |
|---|---|
| Date | Jul 27, 2023 |
| Book Page | KCM 479/412 |
| Instrument | 23072705900085 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 115 IDLEWOOD DR, COVINGTON, KY 41017-9781 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 115 IDLEWOOD DR, COVINGTON, KY 41017-9781 |
| Document Number | 0005900196 |
|---|---|
| Date | Nov 22, 2022 |
| Book Page | 423/166 |
| Instrument | 22112205900196 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 18, 2021 |
| Property Address | 115 IDLEWOOD DR, COVINGTON, KY 41017-9781 |
| Document Number | 0005900123 |
| Book / Page | 78 / 498 |
| Map Reference | MB 21 PG 41 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 21031805900123 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3067 ALDERBROOK DR, 3067, INDEPENDENCE, KY 41051-0226 |
| Name | Verified Name |
|---|---|
| Address | 115 IDLEWOOD DR, COVINGTON, KY 41017-9781 |
| Document Number | 0005900124 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 185/587 |
| Instrument | 21031805900124 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 115 IDLEWOOD DR, COVINGTON, KY 41017-9781 |
| Document Number | 0000000212 |
| Instrument Date | Aug 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 115 IDLEWOOD DR COVINGTON KY 410179781, COVINGTON, KY 41017-9781 |
| Document Number | 0000000212 |
|---|---|
| Date | Sep 7, 2017 |
| Book Page | 0I3996/000178 |
| Instrument | 212 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 6, 2047 |
| Rate | 4.25% |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,000 (-) Land $20,000 Building $155,000 | $175,000 (-) Land $20,000 Building $155,000 | |
| 2025 | $1,734.00 (-7.02%) | $175,000 (-) Land $10,000 Building $165,000 | $175,000 (-) Land $10,000 Building $165,000 |
| 2023 | $1,865.00 | $175,000 Land $10,000 Building $165,000 | $175,000 Land $10,000 Building $165,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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