Anne Arundel County property record for 114 Howard Ave, Arnold, MD 21012
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,632 sqft · built 1963 |
| Lot Size | 0.269 acres (11,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $570,000 (May 2026) |
| Tax Bill | $4,795 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-270-22944200 |
| Primary APN | 03-270-22944200 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 1,192 sqft |
| Basement Area | 440 sqft |
| Finished Basement | 440 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,700 sqft (0.269 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 420 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 27022944200 |
|---|---|
| Street Address | 114 HOWARD AVE |
| City | ARNOLD |
| State | MD |
| Zip | 21012-1159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 8 BK D FERNBROOK |
| Legal Subdivision | FERNBROOK |
| Legal Block | D |
| Legal Lot Number | 8 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 731105 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 114 HOWARD AVE, ARNOLD, MD 21012-1159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed, Transfer · VA Mortgage RESOLUTION MORTGAGE |
| Sep 8, 2023 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Sep 8, 2023 · Amount on Record |
| Deed Book / Page | 42387 / 462 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 28, 2026 |
| Property Address | 114 HOWARD AVE, ARNOLD, MD 21012-1159 |
| Document Number | 4238000462 |
| Book / Page | 42387 / 462 |
| Instrument Date | May 1, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | EAGLE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $575,700.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 HOWARD AVE, ARNOLD, MD 21012-1159 |
| Document Number | 4238000471, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 42387/471 |
| Name | RESOLUTION MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Sep 8, 2023 |
| Property Address | 114 HOWARD AVE, ARNOLD, MD 21012-1159 |
| Document Number | 0399180243 |
| Book / Page | 39918 / 243 |
| Map Reference | MB 31 FO 81 |
| Instrument Date | Sep 7, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | EAGLE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 114 HOWARD AVE, ARNOLD, MD 21012-1159 |
| Document Number | 0039918253 |
|---|---|
| Date | Sep 8, 2023 |
| Instrument | 39918/253 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $435,733 (+8.32%) | $469,200 (-) Land $243,100 Building $226,100 | |
| 2025 | $4,795.00 (+2.33%) Homeowner's exemption | $402,267 (+11.11%) | $469,200 (+27.22%) Land $243,100 Building $226,100 |
| 2024 | $4,686.00 (+90.64%) | ||
| 2023 | $2,458.00 Homeowner's exemption | $362,033 | $368,800 Land $243,100 Building $125,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 individual policies |
| Nearby Flood Policies | 65 units insured incl. 34 condo units |
| Nearby Flood Claims | 31 (1979–2024) |
| Claims Outside the SFHA | 5 of 31 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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