Anne Arundel County property record for 108 Howard Ave, Arnold, MD 21012
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,160 sqft · built 1962 |
| Lot Size | 0.29 acres (12,640 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,510 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-270-08514300 |
| Primary APN | 03-270-08514300 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,160 sqft Living Area |
| Gross Area | 2,336 sqft |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,640 sqft (0.29 acres) |
| Pool Area | 512 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 472 sqft |
| Deck Area | 253 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 27008514300 |
|---|---|
| Street Address | 108 HOWARD AVE |
| City | ARNOLD |
| State | MD |
| Zip | 21012-1159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 5 BK D FERNBROOK |
| Legal Subdivision | FERNBROOK |
| Legal Block | D |
| Legal Lot Number | 5 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 731105 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 HOWARD AVE, ARNOLD, MD 21012-1159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Aug 21, 2018 | Deed of Trust, Mortgage · Commercial Mortgage HOWARD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2008 |
| Deed Sale | Jan 2, 2008 |
| Deed Document Number | 20087252 |
| Deed Book / Page | 19788 / 688 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 108 HOWARD AVE, ARNOLD, MD 21012-1159 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 108 HOWARD AVE, ARNOLD, MD 21012-1159 |
| Document Number | 0417970118 |
|---|---|
| Date | Nov 4, 2025 |
| Book Page | 41797/118 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | SEVERNA PARK, MD 21146 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Oct 27, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 108 HOWARD AVE, ARNOLD, MD 21012-1159 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0324060233 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 32406/233 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21224 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $445,067 (+22.27%) | $482,200 (+30.04%) Land $245,900 Building $236,300 | |
| 2025 | $3,510.00 (+29.76%) | ||
| 2023 | $2,705.00 Homeowner's exemption | $364,000 | $370,800 Land $245,900 Building $124,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 individual policies |
| Nearby Flood Policies | 65 units insured incl. 34 condo units |
| Nearby Flood Claims | 31 (1979–2024) |
| Claims Outside the SFHA | 5 of 31 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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