102 Howard Ave, Arnold, MD 21012 Property Records

Anne Arundel County property record for 102 Howard Ave, Arnold, MD 21012

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,508 sqft · built 1961
Lot Size0.305 acres (13,275 sqft)
OwnerIndividual Name on File
Last Sale$168,000 (Feb 2002)
Tax Bill$3,007 (2024)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-270-11282921

Property Details

APN / Parcel Number

Primary APN03-270-11282921
Alternative APNs
  • 3-270-11282921
  • 27011282921

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,508 sqft Living Area
Gross Area1,532 sqft
1st Floor Area1,008 sqft
Basement Area500 sqft
Finished Basement500 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area13,275 sqft (0.305 acres)

Exterior Amenities

PorchEnclosed Porch
Porch Area24 sqft
Deck Area144 sqft
Patio Area276 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number27011282921
Street Address102 HOWARD AVE
CityARNOLD
StateMD
Zip21012-1159
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 3 BK D FERNBROOK
Legal SubdivisionFERNBROOK
Legal BlockD
Legal Lot Number3
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2002
Census Tract731105

Owner

Source: Anne Arundel County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address102 HOWARD AVE, ARNOLD, MD 21012-1159
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 6, 2002 · Amount on Record
Deed SaleFeb 6, 2002 · Amount on Record
Prior SaleNov 6, 1998
Deed Document Number20021602
Deed Book / Page11182 / 457
Transfer Doc0089070660
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address102 HOWARD AVE, ARNOLD, MD 21012-1159
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanySOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0350610330
DateAug 18, 2020
Book Page35061/330
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$376,900 (+6.43%)$409,300 (+13.47%) Land $247,800 Building $161,500
2024$3,007.00 (+30.29%)
2023$2,308.00 Homeowner's exemption$354,133$360,700 Land $247,800 Building $112,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 individual policies
Nearby Flood Policies65 units insured
incl. 34 condo units
Nearby Flood Claims31 (1979–2024)
Claims Outside the SFHA5 of 31
Most Recent ClaimJan 2024 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Howard Ave

Nearby Streets

Search Property Records by Address or Parcel Number