Stafford County property record for 114 Ginger Ln, Stafford, VA 22554
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,576 sqft · built 2016 |
| Lot Size | 0.13 acres (5,697 sqft) |
| Owner | Individual Name on File |
| Last Sale | $620,000 (Jul 2021) |
| Tax Bill | $4,987 (2023) |
| Deeds & Mortgages | Jan 2026 Mortgage Jul 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29G-2-257 |
| Primary APN | 29G-2-257 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,576 sqft Living Area |
| Gross Area | 4,361 sqft |
| Basement Area | 1,288 sqft |
| Finished Basement | 778 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,697 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 497 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 36 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 52013 |
|---|---|
| Street Address | 114 GINGER LN |
| City | STAFFORD |
| State | VA |
| Zip | 22554-2556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD2 - PLANNED DEVELOP |
| Legal Description | LOT 257 SEC 2 5695 SF EMBREY MILL |
| Legal Subdivision | EMBREY MILL SEC 2 |
| Legal Lot Number | 257 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | GARRISONVILLE |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 10210 |
Source: Stafford County assessment roll, as of January 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 114 GINGER LN, STAFFORD, VA 22554-2556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jul 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage VETERANS UNITED HOME LOANS |
| Jan 8, 2020 | Quit Claim Deed, Transfer · VA Mortgage PRIVATE INDIVIDUAL |
| Apr 23, 2019 | Warranty Deed, Transfer · VA Mortgage USAA FED'L SVGS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 15, 2021 · Amount on Record |
| Deed Sale | Jul 15, 2021 · Amount on Record |
| Prior Sale | Jan 8, 2020 |
| Deed Document Number | 210024120 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 114 GINGER LN, STAFFORD, VA 22554-2556 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 114 GINGER LN, STAFFORD, VA 22554-2556 |
| Document Number | 0260000135 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 260000135 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Jul 15, 2021 |
| Property Address | 114 GINGER LN, STAFFORD, VA 22554-2556 |
| Document Number | 210024120 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 210024120 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 GINGER LN, STAFFORD, VA 22554-2556 |
| Document Number | 210024121 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 210024121 |
| Name | VETERANS UNITED HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Jan 8, 2020 |
| Property Address | 114 GINGER LN, STAFFORD, VA 22554-2556 |
| Document Number | 200000604 |
| Instrument Date | Jan 3, 2020 |
| Instrument | 604 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 GINGER LN STAFFORD VA 225542556, STAFFORD, VA 22554-2556 |
| Document Number | 200000605 |
|---|---|
| Date | Jan 8, 2020 |
| Instrument | 605 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Apr 23, 2019 |
| Property Address | 114 GINGER LN, STAFFORD, VA 22554-2556 |
| Document Number | 190005794 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 5794 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $485.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 GINGER LN STAFFORD VA 22554, STAFFORD, VA 22554 |
| Document Number | 190005795 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 5795 |
| Name | USAA FED'L SVGS BK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Stafford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,987.00 (+19.74%) | $527,800 Land $150,000 Building $377,800 | $527,800 Land $150,000 Building $377,800 |
| 2021 | $4,165.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
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