112 Ginger Ln, Stafford, VA 22554 Property Records

Stafford County property record for 112 Ginger Ln, Stafford, VA 22554

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,514 sqft · built 2016
Lot Size	0.124 acres (5,440 sqft)
Owner	2 Individual Names on File
Last Sale	$390,530 (Jul 2016)
Tax Bill	$4,059 (2021)
Deeds & Mortgages	Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29G-2-256`

Property Details

APN / Parcel Number

Primary APN	`29G-2-256`
Alternative APN	`52012`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,514 sqft Living Area
Gross Area	4,278 sqft
Basement Area	1,247 sqft
Finished Basement	737 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,440 sqft (0.124 acres)
Garage Type	Attached
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	108 sqft
Deck Area	265 sqft
Patio Area	265 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	52012
Street Address	112 GINGER LN
City	STAFFORD
State	VA
Zip	22554-2556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD2 - PLANNED DEVELOP
Legal Description	LOT 256 SEC 2 5437 SF EMBREY MILL
Legal Subdivision	EMBREY MILL SEC 2
Legal Lot Number	256
Jurisdiction	STAFFORD VA
Township / Civil Division	GARRISONVILLE
Census Block Group	2
Census Block	2040
Census Tract	10210

Owner

Source: Stafford County records · APN 29G-2-256

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	112 GINGER LN, STAFFORD, VA 22554-2556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2016 · Amount on Record
Deed Sale	Jul 12, 2016 · Amount on Record
Deed Document Number	160011987
Record Updated	Jun 07, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	112 GINGER LN, STAFFORD, VA 22554-2556
Document Number	170019310
Instrument Date	Oct 07, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 GINGER LN STAFFORD VA 225542556, STAFFORD, VA 22554-2556

Mortgage

Document Number	170019310
Date	Oct 25, 2017
Instrument	19310

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 24, 2057

Interest

Rate Type	Adjustable Rate
Rate	6%

Tax Assessment & Valuation

Source: Stafford County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$514,400 Land $150,000 Building $364,400	$514,400 Land $150,000 Building $364,400
2021	$4,059.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 380 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.