Stafford County property record for 106 Ginger Ln, Stafford, VA 22554
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,102 sqft · built 2016 |
| Lot Size | 0.13 acres (5,645 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Jun 2018) |
| Tax Bill | $6,188 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Oct 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29G-2-253 |
| Primary APN | 29G-2-253 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 4,102 sqft Living Area |
| Gross Area | 4,988 sqft |
| Basement Area | 1,540 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,645 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 52009 |
|---|---|
| Street Address | 106 GINGER LN |
| City | STAFFORD |
| State | VA |
| Zip | 22554-2556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD2 |
| Legal Description | LOT 253 SEC 2 5642 SF EMBREY MILL |
| Legal Subdivision | EMBREY MILL SEC 2 |
| Legal Block | 2 |
| Legal Lot Number | 253 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | GARRISONVILLE |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 10210 |
Source: Stafford County records · APN 29G-2-253
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 GINGER LN, STAFFORD, VA 22554-2556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2026 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Oct 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| Jun 21, 2018 | Warranty Deed, Transfer · FHA Mortgage GEORGE MASON MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 21, 2018 · Amount on Record |
| Deed Sale | Jun 21, 2018 · Amount on Record |
| Prior Sale | Aug 12, 2016 · Amount on Record |
| Deed Document Number | 201810205 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 106 GINGER LN, STAFFORD, VA 22554-2556 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2026 |
| Name | Verified Name |
|---|---|
| Address | 106 GINGER LN, STAFFORD, VA 22554-2556 |
| Document Number | 0260002203 |
|---|---|
| Date | Feb 18, 2026 |
| Instrument | 260002203 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 106 GINGER LN, STAFFORD, VA 22554-2556 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230013047 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 230013047 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Sep 01, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Jun 21, 2018 |
| Property Address | 106 GINGER LN, STAFFORD, VA 22554-2556 |
| Document Number | 180010205 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 10205 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 GINGER LN STAFFORD VA 225542556, STAFFORD, VA 22554-2556 |
| Document Number | 180010206 |
|---|---|
| Date | Jun 21, 2018 |
| Instrument | 10206 |
| Name | GEORGE MASON MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Stafford County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,188.00 (+11.78%) | $671,400 (+14.59%) Land $175,000 Building $496,400 | $671,400 (+14.59%) Land $175,000 Building $496,400 |
| 2023 | $5,536.00 (+19.88%) | $585,900 Land $150,000 Building $435,900 | $585,900 Land $150,000 Building $435,900 |
| 2021 | $4,618.00 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 380 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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