Preble County property record for 114 E Mechanic St, Eaton, OH 45320
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 950 sqft · built 1945 |
| Lot Size | 0.197 acres (8,586 sqft) |
| Owner | Individual Name on File |
| Last Sale | $72,100 (Oct 2020) |
| Tax Bill | $912 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M40-0006-027-02-011-000 |
| Primary APN | M40-0006-027-02-011-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 950 sqft Living Area |
| 1st Floor Area | 950 sqft |
| Basement Area | 216 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1945 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 8,586 sqft (0.197 acres) |
| Lot Dimensions | 148 ft deep x 58 ft wide |
| Terrain | Rolling |
| Porch | Enclosed Porch |
| Porch Area | 252 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 114 E MECHANIC ST |
|---|---|
| City | EATON |
| State | OH |
| Zip | 45320-1450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1040 |
| Legal Subdivision | NORTH EATON |
| Legal Block | 2 |
| Legal Lot Number | 1040 |
| Jurisdiction | PREBLE OH |
| Township / Civil Division | EATON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 455002 |
114 E Mechanic St is owned and occupied by an individual who bought it in October 2020.
Source: Preble County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 114 E MECHANIC ST, EATON, OH 45320-1450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Oct 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2020 · Amount on File |
| Deed Sale | Oct 15, 2020 · Amount on File |
| Prior Sale | Nov 2, 2016 |
| Deed Document Number | 202000005042 |
| Deed Book / Page | 410 / 695 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 114 E MECHANIC ST, EATON, OH 45320-1450 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 390/0094 |
|---|---|
| Date | Feb 20, 2019 |
| Book Page | 390/0094 |
| Instrument | 201900000750 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Oct 15, 2020 |
| Property Address | 114 E MECHANIC ST, EATON, OH 45320-1450 |
| Document Number | 410/695 |
| Book / Page | 410 / 695 |
| Instrument Date | Oct 9, 2020 |
| Instrument | 202000005042 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Title Company | FREEDOM TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $216.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 114 E MECHANIC ST, EATON, OH 45320-1450 |
| Document Number | 202000005043 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 202000005043 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 114 E Mechanic St was $912 with a homeowner's exemption, up 1% from the year before.
Source: Preble County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Preble County |
| Municipality | Eaton City |
| Unified School District | Eaton Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $912.00 (+1%) Homeowner's exemption | $24,050 (-) Land $7,280 Building $16,770 | |
| 2024 | $903.00 (-13.67%) Homeowner's exemption | $24,050 (-) Land $7,280 Building $16,770 | |
| 2023 | $1,046.00 (+27.56%) Homeowner's exemption | $24,050 (+34.66%) Land $7,280 Building $16,770 | $68,700 Land $20,800 Building $47,900 |
| 2022 | $820.00 Homeowner's exemption | $17,860 Land $6,970 Building $10,890 | |
| 2020 | $68,700 Land $20,800 Building $47,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 114 E Mechanic St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 114 E Mechanic St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EATON PUBLIC WATER SYSTEM serves 8,400 people · EPA ID OH6801612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures