114 E Main St, Whitesboro, TX 76273 Property Records

Grayson County property record for 114 E Main St, Whitesboro, TX 76273

Property Summary

Property Type	Commercial
Lot Size	0.088 acres (3,838 sqft)
Owner	Company Name on File
Tax Bill	$4,201 (2025)
Deeds & Mortgages	May 2026 Sale Mar 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`W005 1042007`

Property Details

APN / Parcel Number

Primary APN	`W005 1042007`
Alternative APN	`169991`

Exterior

Lot Area	3,838 sqft (0.088 acres)
Lot Dimensions	181 ft deep x 21 ft wide
Canopy	84 sqft

Location & Zoning

Street Address	114 E MAIN ST
City	WHITESBORO
State	TX
Zip	76273-1705
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	G-1042 RITCHEY WILLIAM A-G1042, ACRES .0881, 21.2X181
Legal Subdivision	RITCHEY WILLIAM A-G1042
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	3
Census Block	3020
Census Tract	1103

Owner

114 E Main St, a commercial property, is owned by a company that acquired it in May 2026.

Source: Grayson County records, as of June 3, 2026

Owner of Record	Company Name on File
Mailing Address	611 N UNION ST, WHITESBORO, TX 76273-1006
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Warranty Deed, Transfer RED RIVER TITLE
Mar 9, 2026	Deed of Trust, Mortgage · Line of Credit FIRST TEXAS NATIONAL BANK
Apr 6, 2020	Deed of Trust, Mortgage · Commercial Mortgage NASCOGA FCU
Feb 13, 2020	Warranty Deed, Transfer RED RIVER TITLE INC
Mar 1, 2017	Loan Modification, Mortgage FIRST UNITED BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2026
Deed Sale	May 20, 2026
Prior Sale	Oct 8, 2025
Deed Document Number	202612777
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	May 20, 2026
Property Address	114 E MAIN ST, WHITESBORO, TX 76273-1705
Document Number	0000012777
Instrument Date	May 19, 2026
Instrument	202612777
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	RED RIVER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	611 N UNION ST, WHITESBORO, TX 76273-1006

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	114 E MAIN ST, WHITESBORO, TX 76273-1705
Transaction Type	Mortgage
Record Updated	Mar 30, 2026
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 COUNTRY RD, WHITESBORO, TX 76273-1935
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005339
Date	Mar 9, 2026
Instrument	2026-5339

Lender

Name	FIRST TEXAS NATIONAL BANK
Type	Bank
Address	3730 N LOY LAKE RD, SHERMAN, TX 75090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Mar 6, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	114 E MAIN ST, WHITESBORO, TX 76273-1705
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008459
Date	Apr 6, 2020
Instrument	2020-00008459

Lender

Name	NASCOGA FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Feb 13, 2020
Property Address	114 E MAIN ST, WHITESBORO, TX 76273-1705
Document Number	0000003767
Instrument Date	Feb 12, 2020
Instrument	3767
Transaction Type	Transfer
Record Updated	Mar 2, 2020
Title Company	RED RIVER TITLE INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10905 S FM 372 VALLEY VIEW TX 762726350, VALLEY VIEW, TX 76272-6350

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	114 E MAIN ST, WHITESBORO, TX 76273-1705
Document Number	0000006283
Book / Page	005971 / 000854
Instrument Date	Mar 1, 2017
Transaction Type	Mortgage
Record Updated	Jun 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 REAST RD WHITESBORO TX 762734394, WHITESBORO, TX 76273-4394

Mortgage

Document Number	0000006283
Date	Mar 27, 2017
Book Page	005971/000854
Instrument	6283

Lender

Name	FIRST UNITED BK
Type	Bank
Address	SHERMAN, TX 75091

Agreement

Amount	Amount on Record
Term	36 Months
Due	Mar 26, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 114 E Main St was $4,201, up 10.1% from the year before.

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Whitesboro City
Unified School District	Whitesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,201.00 (+10.06%)	$193,786 Land $23,023 Building $170,763	$193,786 Land $23,023 Building $170,763
2024	$3,817.00
2023		$162,165 Land $23,023 Building $139,142	$162,165 Land $23,023 Building $139,142
2022	$2,062.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITESBORO serves 4,192 people · EPA ID TX0910010
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	800 / 400
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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