108 E Main St, Whitesboro, TX 76273 Property Records

Grayson County property record for 108 E Main St, Whitesboro, TX 76273

Property Summary

Property Type	Commercial
Lot Size	0.081 acres (3,528 sqft)
Owner	Company Name on File
Tax Bill	$4,230 (2024)
Deeds & Mortgages	Apr 2026 Sale Mar 2020 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`W005 1042004`

Property Details

APN / Parcel Number

Primary APN	`W005 1042004`
Alternative APN	`169988`

Exterior

Lot Area	3,528 sqft (0.081 acres)
Lot Dimensions	150 ft deep x 23 ft wide
Canopy	138 sqft

Location & Zoning

Street Address	108 E MAIN ST
City	WHITESBORO
State	TX
Zip	76273-1705
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	G-1042 RITCHEY WILLIAM A-G1042, ACRES .081
Legal Subdivision	RITCHEY WILLIAM A-G1042
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	3
Census Block	3020
Census Tract	1103

Owner

108 E Main St, a commercial property, is owned by a company that acquired it in April 2026.

Source: Grayson County records, as of May 12, 2026

Owner of Record	Company Name on File
Mailing Address	611 N UNION ST, WHITESBORO, TX 76273-1006
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Transfer RED RIVER TITLE
Mar 11, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST TEXOMA NATIONAL BANK
Mar 6, 2020	Deed of Trust, Mortgage · Line of Credit FIRSTCAPITAL BANK OF TEXAS NA
Sep 3, 2019	Warranty Deed, Transfer · Line of Credit FIRSTCAPITAL BK/TX NA
Apr 10, 2018	Warranty Deed, Transfer LANDMARK BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026
Deed Sale	Apr 30, 2026
Deed Document Number	202610717
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 30, 2026
Property Address	108 E MAIN ST, WHITESBORO, TX 76273-1705
Document Number	0000010717
Instrument Date	Apr 29, 2026
Instrument	202610717
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	RED RIVER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	611 N UNION ST, WHITESBORO, TX 76273-1006

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	108 E MAIN ST, WHITESBORO, TX 76273-1705
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006281
Date	Mar 11, 2020
Instrument	2020-00006281

Lender

Name	FIRST TEXOMA NATIONAL BANK
Type	Bank
Address	SHERMAN, TX 75092

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	108 E MAIN ST, WHITESBORO, TX 76273-1705
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005871
Date	Mar 6, 2020
Instrument	2020-00005871

Lender

Name	FIRSTCAPITAL BANK OF TEXAS NA
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	172 Months
Due	Jul 23, 2034

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Sep 3, 2019
Property Address	108 E MAIN ST, WHITESBORO, TX 76273-1705
Document Number	0000021174
Instrument Date	Aug 30, 2019
Instrument	21174
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	RED RIVER TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	640 BOIS D ARC ST WHITESBORO TX 762739540, WHITESBORO, TX 76273-9540

Mortgage

Document Number	21175
Date	Sep 3, 2019
Instrument	21175

Lender

Name	FIRSTCAPITAL BK/TX NA
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 2, 2039

Interest

Rate Type	Adjustable Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 10, 2018
Property Address	108 E MAIN ST, WHITESBORO, TX 76273-1705
Document Number	0000007906
Instrument Date	Apr 9, 2018
Instrument	7906
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	RED RIVER TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	640 BOIS D ARC ST WHITESBORO TX 762739540, WHITESBORO, TX 76273-9540

Mortgage

Document Number	7907
Date	Apr 10, 2018
Instrument	7907

Lender

Name	LANDMARK BK
Type	Bank
Address	WHITESBORO, TX 76273

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Whitesboro City
Unified School District	Whitesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$214,743 Land $21,170 Building $193,573	$214,743 Land $21,170 Building $193,573
2024	$4,230.00
2023		$182,000 Land $21,170 Building $160,830	$182,000 Land $21,170 Building $160,830
2022	$2,711.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITESBORO serves 4,192 people · EPA ID TX0910010
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	800 / 400
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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