115 E Main St, Whitesboro, TX 76273 Property Records

Grayson County property record for 115 E Main St, Whitesboro, TX 76273

Property Summary

Property Type	Commercial
Details	1,600 sqft · built 1995
Lot Size	0.055 acres (2,439 sqft)
Owner	Company Name on Record
Tax Bill	$3,422 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`W005 1041032`

Property Details

APN / Parcel Number

Primary APN	`W005 1041032`
Alternative APN	`169974`

Interior

Building Area	1,600 sqft Total Area

Exterior

Year Built	Built 1995
Lot Area	2,439 sqft (0.055 acres)
Lot Dimensions	122 ft deep x 20 ft wide
Canopy	520 sqft

Location & Zoning

Account Number	169974
Old Parcel Number	W005 1041032
Street Address	115 E MAIN ST
City	WHITESBORO
State	TX
Zip	76273-1724
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	G-1041 RITCHEY WILLIAM A-G1041, 20X122 20X122
Legal Subdivision	RITCHEY WILLIAM A-G1041
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	2
Census Block	2049
Census Tract	1103

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	115 E MAIN ST, WHITESBORO, TX 76273-1724
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Deed of Trust, Mortgage FIRST UNITED BK
Mar 27, 2018	Deed of Trust, Mortgage INDEPENDENT BK/COLLINSVILLE BR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2016
Deed Sale	Jun 30, 2016
Prior Sale	Sep 19, 2008
Deed Document Number	2016-00013705
Deed Book / Page	5832 / 00035
Record Updated	Jun 7, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	115 E MAIN ST, WHITESBORO, TX 76273-1724
Document Number	0000017162
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	RED RIV TITLE COMPANY, RED RIV TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	115 E MAIN ST WHITESBORO TX 762731724, WHITESBORO, TX 76273-1724

Mortgage

Document Number	0000017162
Date	Jul 10, 2020
Instrument	17162

Lender

Name	FIRST UNITED BK
Type	Bank
Address	DURANT, OK 74701

Agreement

Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	115 E MAIN ST, WHITESBORO, TX 76273-1724
Document Number	0000001288
Instrument Date	Mar 27, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	115 E MAIN ST WHITESBORO TX 762731724, WHITESBORO, TX 76273-1724

Mortgage

Document Number	0000001288
Date	Mar 28, 2018
Instrument	1288

Lender

Name	INDEPENDENT BK/COLLINSVILLE BR
Type	Bank
Address	COLLINSVILLE, TX 76233

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 27, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Whitesboro City
Unified School District	Whitesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$173,714 (+19.8%) Land $14,640 Building $159,074	$173,714 (+19.8%) Land $14,640 Building $159,074
2024	$3,422.00 (+67.5%)
2023		$145,000 Land $14,640 Building $130,360	$145,000 Land $14,640 Building $130,360
2022	$2,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITESBORO serves 4,192 people · EPA ID TX0910010
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	800 / 400
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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