Union County property record for 114 Chaney St, Wingate, NC 28174
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,508 sqft · built 1961 |
| Lot Size | 0.454 acres (19,776 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Jun 2020) |
| Tax Bill | $2,092 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-054-036 |
| Primary APN | 09-054-036 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| 1st Floor Area | 1,508 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,776 sqft (0.454 acres) |
| Garage Type | Carport |
| Garage Area | 336 sqft |
| Carport | Carport |
| Carport Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 180 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 114 CHANEY ST |
|---|---|
| City | WINGATE |
| State | NC |
| Zip | 28174-6709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 WINGA |
| Legal Description | #3 CARL BIVENS 7701-023 |
| Legal Subdivision | CARLTON BIVENS SUBDIVISION |
| Legal Lot Number | 3 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 20702 |
114 Chaney St, a rural home, is owned and occupied by an individual who bought it in June 2020.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 114 CHANEY ST, WINGATE, NC 28174-6709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jun 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2020 · Amount on File |
| Deed Sale | Jun 15, 2020 · Amount on File |
| Prior Sale | Apr 14, 2010 · Amount on File |
| Deed Document Number | 202021226 |
| Deed Book / Page | 7701 / 23 |
| Prior Transfer Date | Apr 13, 2010 |
| Prior Transfer Doc | 5314645 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 114 CHANEY ST, WINGATE, NC 28174-6709 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0008636304 |
|---|---|
| Date | Jan 6, 2023 |
| Book Page | 8636/304 |
| Instrument | 331 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MONROE, NC 28111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 15, 2020 |
| Property Address | 114 CHANEY ST, WINGATE, NC 28174-6709 |
| Document Number | 0000770123 |
| Book / Page | 7701 / 23 |
| Instrument Date | Jun 12, 2020 |
| Instrument | 21226 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4323 WEDDINGTON RD, 4323, MONROE, NC 28110-9517 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0000021227 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 21227 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 114 Chaney St was $2,092.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Wingate Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,800 (-) Land $61,400 Building $215,400 | $276,800 (-) Land $61,400 Building $215,400 | |
| 2025 | $2,092.00 | $276,800 Land $61,400 Building $215,400 | $276,800 Land $61,400 Building $215,400 |
| 2023 | $1,629.00 | $163,800 Land $11,300 Building $152,500 | $163,800 Land $11,300 Building $152,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 114 Chaney St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 114 Chaney St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WINGATE serves 3,950 people · EPA ID NC0190030 |
|---|---|
| Water Source | Purchased surface water from UNION COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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