Union County property record for 110 Chaney St, Wingate, NC 28174
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 1,680 sqft · built 1962 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on Record |
| Last Sale | $60,000 (Oct 1998) |
| Tax Bill | $1,670 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-054-035 |
| Primary APN | 09-054-035 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 110 CHANEY ST |
|---|---|
| City | WINGATE |
| State | NC |
| Zip | 28174-6709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 WINGA |
| Legal Description | 8468-175 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 20702 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2054 EATON RD, CHARLOTTE, NC 28205-7417 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 25, 2022 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| May 2, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 1998 · Amount on Record |
| Deed Sale | Oct 23, 1998 · Amount on Record |
| Deed Document Number | 199863019 |
| Deed Book / Page | 1159 / 256 |
| Last Transfer Date | Oct 22, 2004 |
| Transfer Doc | 0000044628 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 110 CHANEY ST, WINGATE, NC 28174-6709 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2054 EATON RD, CHARLOTTE, NC 28205-7417 |
| Document Number | 0008596641 |
|---|---|
| Date | Oct 25, 2022 |
| Book Page | 8596/641 |
| Instrument | 36345 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 2, 2022 |
| Property Address | 110 CHANEY ST, WINGATE, NC 28174-6709 |
| Document Number | 0008468175 |
| Book / Page | 8468 / 175 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 16136 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2054 EATON RD, CHARLOTTE, NC 28205-7417 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Wingate Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $221,000 (-) Building $221,000 | $221,000 (-) Building $221,000 | |
| 2025 | $1,670.00 (+7.19%) | $221,000 (+41.12%) Building $221,000 | $221,000 (+41.12%) Building $221,000 |
| 2023 | $1,558.00 | $156,600 Land $6,200 Building $150,400 | $156,600 Land $6,200 Building $150,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WINGATE serves 3,950 people · EPA ID NC0190030 |
|---|---|
| Water Source | Purchased surface water from UNION COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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