Union County property record for 108 Chaney St, Wingate, NC 28174
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1962 |
| Lot Size | 0.194 acres (8,451 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,500 (Feb 2024) |
| Tax Bill | $1,636 (2025) |
| Deeds & Mortgages | Feb 2024 Sale Oct 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-054-034A |
| Primary APN | 09-054-034A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 8,451 sqft (0.194 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 108 CHANEY ST |
|---|---|
| City | WINGATE |
| State | NC |
| Zip | 28174-6709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 WINGA |
| Legal Description | 8851-0841 |
| Legal Subdivision | 2969930 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 20702 |
108 Chaney St, a rural home, is owned and occupied by an individual who bought it in February 2024.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 CHANEY ST, WINGATE, NC 28174-6709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2024 | Warranty Deed, Transfer |
| Oct 20, 2023 | Warranty Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC |
| Sep 8, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2024 · Amount on File |
| Deed Sale | Feb 12, 2024 · Amount on File |
| Prior Sale | Oct 20, 2023 · Amount on File |
| Deed Document Number | 20242925 |
| Deed Book / Page | 8851 / 841 |
| Prior Transfer Date | Sep 7, 2022 |
| Prior Transfer Doc | 0008566369 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 12, 2024 |
| Property Address | 108 CHANEY ST, WINGATE, NC 28174-6709 |
| Document Number | 0008851841 |
| Book / Page | 8851 / 841 |
| Instrument Date | Feb 1, 2024 |
| Instrument | 2925 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $481.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 CHANEY ST, WINGATE, NC 28174-6709 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 20, 2023 |
| Property Address | 108 CHANEY ST, WINGATE, NC 28174-6709 |
| Document Number | 0000880020 |
| Book / Page | 8800 / 20 |
| Instrument Date | Sep 25, 2023 |
| Instrument | 25552 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $326.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 149 BASIL ROY RD, WINDSOR, KY 42565-6097 |
| Name | Verified Name |
|---|---|
| Address | 856 CARMONA CT, MATTHEWS, NC 28104-6096 |
| Document Number | 0000025553 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | 25553 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 8, 2022 |
| Property Address | 108 CHANEY ST, WINGATE, NC 28174-6709 |
| Document Number | 0008566369 |
| Book / Page | 8566 / 369 |
| Instrument Date | Sep 7, 2022 |
| Instrument | 31621 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 CHANEY ST, WINGATE, NC 28174-6709 |
The 2025 property tax bill for 108 Chaney St was $1,636.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Wingate Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $216,400 (-) Land $58,900 Building $157,500 | $216,400 (-) Land $58,900 Building $157,500 | |
| 2025 | $1,636.00 | $216,400 Land $58,900 Building $157,500 | $216,400 Land $58,900 Building $157,500 |
| 2023 | $1,100.00 | $110,600 Land $4,800 Building $105,800 | $110,600 Land $4,800 Building $105,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 108 Chaney St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Chaney St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WINGATE serves 3,950 people · EPA ID NC0190030 |
|---|---|
| Water Source | Purchased surface water from UNION COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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