114 Center St, Flora, MS 39071 Property Records

Madison County property record for 114 Center St, Flora, MS 39071

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,262 sqft · built 1895
Owner	Individual Name on Record
Tax Bill	$1,515 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051E-16B-054`

Property Details

APN / Parcel Number

Primary APN	`051E-16B-054`
Alternative APNs	`051E-16B-054/00.00` `712`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,262 sqft Adjusted Area
1st Floor Area	1,347 sqft
2nd Floor Area	969 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1980
Exterior Material	Wood
Roof Type	Hip
Roof Material	Asphalt
Utility Building	96 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	712
Old Parcel Number	051E-16B-054/00.00
Street Address	114 CENTER ST
City	FLORA
State	MS
Zip	39071-9340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 LESS 48.5 FT OFF W/S &100 FT X 69.2 FT OFF THE S/E LOT 13 JONES ADDITION
Legal Range	01W
Legal Township	08N
Legal Section	16
Legal Subdivision	JONES ADDITION
Legal Lot Number	14,13
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	2
Census Block	2040
Census Tract	30302

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 256, FLORA, MS 39071-0256
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2011
Deed Sale	Mar 17, 2011
Deed Document Number	0000265055
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	114 CENTER ST, FLORA, MS 39071-9340
Document Number	0000899885
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	167 NW FOURTH ST FLORA MS 390719761, FLORA, MS 39071-9761

Mortgage

Document Number	0000899885
Date	Aug 21, 2020
Book Page	003901/000814
Instrument	899885

Lender

Name	BANK OF FOREST
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 20, 2025

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Flora Town
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,515.00	$12,398 (-)	$82,650 (-) Land $20,000 Building $62,650
2024	$1,515.00
2023	$1,515.00	$12,398	$82,650 Land $20,000 Building $62,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1984–2014)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
NETSPEEDMS Fixed Wireless	499 / 285