Madison County property record for 175 Center St, Flora, MS 39071
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 2,242 sqft · built 2008 |
| Lot Size | 0.447 acres (19,487 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,105 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051D-17A-135 |
| Primary APN | 051D-17A-135 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,242 sqft Adjusted Area |
| Gross Area | 1,836 sqft |
| 1st Floor Area | 1,836 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 19,487 sqft (0.447 acres) |
| Patio Area | 660 sqft |
| Cooling System | Central |
|---|
| Account Number | 986 |
|---|---|
| Street Address | 175 CENTER ST |
| City | FLORA |
| State | MS |
| Zip | 39071-9343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 TRAINOR SUB(AKA-PT LOT 1 & LOT 2 BLK 9 ALLEN ADDN) |
| Legal Range | 01W |
| Legal Township | 08N |
| Legal Section | 17 |
| Legal Subdivision | TRAINOR S D |
| Legal Block | 9 |
| Legal Lot Number | 2,1 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 30302 |
175 Center St is owned and occupied by two individuals who acquired it in April 2008.
Source: Madison County records, as of December 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 11, FLORA, MS 39071-0011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2024 | Deed of Trust, Mortgage · Commercial Mortgage BANKFIRST FINANCIAL SERVICES |
| Apr 1, 2024 | Deed of Trust, Mortgage · Line of Credit BANKPLUS |
| Jan 23, 2017 | Deed of Trust, Mortgage · Line of Credit BANKPLUS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 22, 2008 |
| Transfer Doc | 0023080816 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 175 CENTER ST, FLORA, MS 39071-9343 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 175 CENTER ST, FLORA, MS 39071-9343 |
| Document Number | 004433/104 |
|---|---|
| Date | Apr 24, 2024 |
| Book Page | 4433/104 |
| Instrument | 1003199 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Address | MAGEE, MS 39111 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 25, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 175 CENTER ST, FLORA, MS 39071-9343 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 175 CENTER ST, FLORA, MS 39071-9343 |
| Document Number | 004424/610 |
|---|---|
| Date | Apr 1, 2024 |
| Book Page | 4424/610 |
| Instrument | 1001510 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 175 CENTER ST, FLORA, MS 39071-9343 |
| Document Number | 0000805301 |
| Instrument Date | Jan 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 175 CENTER ST FLORA MS 390719343, FLORA, MS 39071-9343 |
| Document Number | 0000805301 |
|---|---|
| Date | Feb 1, 2017 |
| Book Page | 003439/000873 |
| Instrument | 805301 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Jan 31, 2024 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 175 Center St was $2,105 with a homeowner's exemption.
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Flora Town |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,105.00 Homeowner's exemption | $19,677 | $196,770 Land $28,000 Building $168,770 |
| 2024 | $2,105.00 (+0.1%) | ||
| 2023 | $2,103.00 Homeowner's exemption | $19,666 | $196,660 Land $28,000 Building $168,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 175 Center St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (1984–2014) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 175 Center St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
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