Madison County property record for 105 Center St, Flora, MS 39071
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,381 sqft · built 1967 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $964 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Aug 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051E-16B-056 |
| Primary APN | 051E-16B-056 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,381 sqft Adjusted Area |
| 1st Floor Area | 1,981 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 56,628 sqft (1.3 acres) |
| Lot Dimensions | 200 ft deep x 125 ft wide |
| Pool Area | 1,216 sqft |
| Patio Area | 400 sqft |
| Utility Building | 192 sqft |
| Cooling System | Central |
|---|
| Account Number | 713 |
|---|---|
| Old Parcel Number | 051E-16B-056/00.00 |
| Street Address | 105 CENTER ST |
| City | FLORA |
| State | MS |
| Zip | 39071-9343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 125X200 FT OUT W/S LOT 11 JONES ADDITION 11 & 48.5 FT OFF W/S LOT 14 JONES ADDITION 11 & 14 |
| Legal Range | 01W |
| Legal Township | 08N |
| Legal Section | 16 |
| Legal Subdivision | JONES ADDITION |
| Legal Lot Number | 11,14 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 30302 |
Source: Madison County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 416, FLORA, MS 39071-0416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Aug 31, 2017 | Deed of Trust, Mortgage · Line of Credit BANKPLUS |
| Apr 10, 2017 | Deed of Trust, Mortgage BANKPLUS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2002 |
| Deed Sale | Sep 24, 2002 |
| Deed Document Number | 0000519679 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 105 CENTER ST, FLORA, MS 39071-9343 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 181 NW FOURTH ST, FLORA, MS 39071-9761 |
| Document Number | 004629/146 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | 4629/146 |
| Instrument | 1042618 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 105 CENTER ST, FLORA, MS 39071-9343 |
| Document Number | 0000821564 |
| Book / Page | 003526 / 000113 |
| Instrument Date | Aug 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2017 |
| Name | Verified Name |
|---|---|
| Address | 105 CENTER ST FLORA MS 390719343, FLORA, MS 39071-9343 |
| Document Number | 0000821564 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 003526/000113 |
| Instrument | 821564 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Sep 24, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 105 CENTER ST, FLORA, MS 39071-9343 |
| Document Number | 0000810937 |
| Instrument Date | Apr 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 105 CENTER ST FLORA MS 390719343, FLORA, MS 39071-9343 |
| Document Number | 0000810937 |
|---|---|
| Date | Apr 19, 2017 |
| Book Page | 003468/000971 |
| Instrument | 810937 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Amount | Amount Recorded |
|---|---|
| Term | 84 Months |
| Due | Apr 18, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Flora Town |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $964.00 Homeowner's exemption | $16,028 (-) | $160,280 (-) Land $26,000 Building $134,280 |
| 2024 | $964.00 | ||
| 2023 | $964.00 Homeowner's exemption | $16,028 | $160,280 Land $26,000 Building $134,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (1984–2014) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
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