East Lyme Town property record for 114 Black Point Rd, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1845 |
| Square Footage | 2,388 sqft Living Area |
| Lot Size | 23,761 sqft (0.545 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $7,190.00 (2025) |
| Primary APN | ELYM M:008.1 B:00072 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,388 sqft Living Area |
| Gross Area | 4,776 sqft Gross Area |
| 1st Floor | 1,407 sqft 1st Floor |
| Basement Area | 1,187 sqft Basement |
| Unfinished Basement | 1,187 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1845 |
|---|---|
| Effective Year Built | Effective 1845 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 23,761 sqft (0.545 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 3210 |
|---|---|
| Street Address | 114 BLACK POINT RD |
| City | NIANTIC |
| State | CT |
| Zip | 06357-2937 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 72 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 4 |
| Census Block | 4020 |
| Census Tract | 870704 |
Source: East Lyme Town records · APN ELYM M:008.1 B:00072 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 114 BLACK POINT RD, NIANTIC, CT 06357-2937 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 11, 2023 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment CHARTER OAK FCU |
| Nov 09, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 114 BLACK POINT RD, NIANTIC, CT 06357-2937 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001095-62 |
|---|---|
| Date | Apr 11, 2023 |
| Book Page | 1095/62 |
| Instrument | 648 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 114 BLACK POINT RD, NIANTIC, CT 06357-2937 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1069-556 |
|---|---|
| Date | Nov 09, 2021 |
| Book Page | 1069/556 |
| Instrument | 3824 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2036 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,190.00 | $256,690 (-) Land $90,160 Building $166,530 | $179,683 Land $63,112 Building $116,571 |
| 2024 | $7,190.00 (+12.59%) | ||
| 2023 | $6,386.00 (+4.36%) | $256,690 (-) Land $90,160 Building $166,530 | |
| 2022 | $6,119.00 | $256,690 Land $90,160 Building $166,530 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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