1139 Oconee Ln, Commerce, GA 30529 Property Records

Jackson County property record for 1139 Oconee Ln, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,509 sqft · built 2019
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (May 2024)
Tax Bill	$5,046 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Jul 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`035A 024`

Property Details

APN / Parcel Number

Primary APN	`035A 024`
Alternative APN	`34577`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,509 sqft Heated Area
1st Floor Area	2,630 sqft
Basement Area	2,047 sqft
Unfinished Basement	2,047 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Slab
Porch Area	140 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	34577
Street Address	1139 OCONEE LN
City	COMMERCE
State	GA
Zip	30529-4197
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 24 OCONEE POINTE SUBD PH II
Legal Subdivision	OCONEE POINTE PHASE II
Legal Phase	2
Legal Lot Number	24
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1130
Census Tract	10300

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1139 OCONEE LN, COMMERCE, GA 30529-4197
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI HOMESTAR FIN'L
Jul 29, 2019	Loan Modification, Mortgage · Conventional with PMI ENTEGRA BK
Dec 6, 2018	Grant Deed, Construction Loan · Line of Credit ENTEGRA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2024 · Amount on Record
Deed Sale	May 29, 2024 · Amount on Record
Prior Sale	Jan 31, 2020 · Amount on Record
Deed Book / Page	111C / 220
Prior Transfer Date	May 28, 2024
Prior Transfer Doc	00111F0243
Record Updated	Oct 29, 2026

February 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Feb 3, 2020
Property Address	1139 OCONEE LN, COMMERCE, GA 30529-4197
Document Number	00087X0441
Book / Page	00087X / 000441
Instrument Date	Jan 31, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1139 OCONEE LN COMMERCE GA 305294197, COMMERCE, GA 30529-4197

Mortgage

Document Number	87X0442
Date	Feb 3, 2020
Book Page	00087X/000442

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2050

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON GA
Property Address	1139 OCONEE LN, COMMERCE, GA 30529-4197
Document Number	00085M0796
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1031 APALACHEE DOWNS DR BOGART GA 306222679, BOGART, GA 30622-2679
Investor	Possibly a Property Investor

Mortgage

Document Number	00085M0796
Date	Aug 1, 2019
Book Page	00085M/000796

Lender

Name	ENTEGRA BK
Address	FRANKLIN, NC 28734

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	12 Months
Due	Jul 31, 2020

December 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 6, 2018
Property Address	1139 OCONEE LN, COMMERCE, GA 30529-4197
Document Number	00082X0576
Book / Page	00082X / 000576
Instrument Date	Nov 16, 2018
Transaction Type	Construction Loan
Record Updated	Jan 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$110.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1069 OCONEE LN COMMERCE GA 305294107, COMMERCE, GA 30529-4107
Investor	Possibly a Property Investor

Mortgage

Document Number	82X0577
Date	Dec 6, 2018
Book Page	00082X/000577

Lender

Name	ENTEGRA BK
Address	FRANKLIN, NC 28734

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 5, 2019

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	82X0596,
Date	Dec 6, 2018
Book Page	00082X/000596

Lender

Name	ENTEGRA BK
Address	FRANKLIN, NC 28734

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 5, 2019

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,960 (-) Land $20,000 Building $168,960	$472,400 (-) Land $50,000 Building $422,400
2025	$5,046.00 (-3.26%)	$188,960 (-) Land $20,000 Building $168,960	$472,400 (-) Land $50,000 Building $422,400
2024	$5,216.00 (+4.55%)	$188,960 (+12.13%) Land $20,000 Building $168,960	$472,400 (+12.13%) Land $50,000 Building $422,400
2023	$4,989.00 (+12.62%)	$168,520 (+23.33%) Land $20,000 Building $148,520	$421,300 (+23.33%) Land $50,000 Building $371,300
2022	$4,430.00	$136,640 Land $20,000 Building $116,640	$341,600 Land $50,000 Building $291,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

4G LTE only, no 5G reported

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