1138 Oconee Ln, Commerce, GA 30529 Property Records

Jackson County property record for 1138 Oconee Ln, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,501 sqft · built 2018
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$246,400 (Jul 2018)
Tax Bill	$3,401 (2025)
Deeds & Mortgages	Jul 2018 Sale Jan 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`035A 027`

Property Details

APN / Parcel Number

Primary APN	`035A 027`
Alternative APN	`34580`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,501 sqft Heated Area
1st Floor Area	2,556 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	762 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	34580
Street Address	1138 OCONEE LN
City	COMMERCE
State	GA
Zip	30529-4197
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 27 OCONEE POINTE SUBD PH II
Legal Subdivision	OCONEE POINTE PHASE II
Legal Phase	2
Legal Lot Number	27
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1130
Census Tract	10300

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1138 OCONEE LN, COMMERCE, GA 30529-4197
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2018	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY
Jan 29, 2018	Trustee's Deed, Construction Loan · Construction Mortgage CHATTAHOOCHEE BK/GA
Dec 20, 2017	Grant Deed, Construction Loan · Line of Credit CHATTAHOOCHEE BK/GA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2018 · Amount on Record
Deed Sale	Jul 12, 2018 · Amount on Record
Prior Sale	Dec 1, 2017 · Amount on Record
Deed Document Number	20182575
Deed Book / Page	81M / 172
Record Updated	Oct 29, 2026

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Jul 16, 2018
Property Address	1138 OCONEE LN, COMMERCE, GA 30529-4197
Document Number	00081M0172
Book / Page	00081M / 000172
Instrument Date	Jul 12, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$246.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1138 OCONEE LN COMMERCE GA 305294197, COMMERCE, GA 30529-4197

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JACKSON GA
Recording Date	Jan 29, 2018
Property Address	1138 OCONEE LN, COMMERCE, GA 30529-4197
Document Number	00079O0480
Book / Page	00079O / 000480
Instrument Date	Jan 22, 2018
Transaction Type	Construction Loan
Record Updated	Feb 8, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1031 APALACHEE DOWNS DR BOGART GA 306222679, BOGART, GA 30622-2679

Mortgage

Document Number	79O0480
Date	Jan 29, 2018
Book Page	00079O/000480

Lender

Name	CHATTAHOOCHEE BK/GA
Type	Bank
Address	GAINSVILLE, GA 30501-4528

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 28, 2019

December 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 20, 2017
Property Address	1138 OCONEE LN, COMMERCE, GA 30529-4197
Document Number	00079F0451
Book / Page	00079F / 000451
Instrument Date	Dec 1, 2017
Transaction Type	Construction Loan
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1031 APALACHEE DOWNS DR BOGART GA 306222679, BOGART, GA 30622-2679
Investor	Possibly a Property Investor

Mortgage

Document Number	79F0452
Date	Dec 20, 2017
Book Page	00079F/000452

Lender

Name	CHATTAHOOCHEE BK/GA
Type	Bank
Address	GAINESVILLE, GA 30501-4528

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 19, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,960 (-) Land $18,000 Building $153,960	$429,900 (-) Land $45,000 Building $384,900
2025	$3,401.00 (-13.44%) Homeowner's exemption	$171,960 (-) Land $18,000 Building $153,960	$429,900 (-) Land $45,000 Building $384,900
2024	$3,929.00 (+24.14%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$171,960 (+12.27%) Land $18,000 Building $153,960	$429,900 (+12.27%) Land $45,000 Building $384,900
2023	$3,165.00 (+2.66%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$153,160 (+22.88%) Land $18,000 Building $135,160	$382,900 (+22.88%) Land $45,000 Building $337,900
2022	$3,083.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$124,640 Land $18,000 Building $106,640	$311,600 Land $45,000 Building $266,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Oconee Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures