1101 Oconee Ln, Commerce, GA 30529 Property Records

Jackson County property record for 1101 Oconee Ln, Commerce, GA 30529 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,501 sqft · built 2019
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$462,000 (Jul 2024)
Tax Bill	$4,944 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Jul 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`035A 023`

Property Details

APN / Parcel Number

Primary APN	`035A 023`
Alternative APN	`34576`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,501 sqft Heated Area
1st Floor Area	2,487 sqft
Basement Area	2,501 sqft
Unfinished Basement	2,501 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	506 sqft
Porch	Open Porch
Porch Area	158 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34576
Old Parcel Number	035A 023
Street Address	1101 OCONEE LN
City	COMMERCE
State	GA
Zip	30529-4197
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 OCONEE POINTE SUBD PH II
Legal Subdivision	OCONEE POINTE PHASE II
Legal Phase	2
Legal Lot Number	23
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1130
Census Tract	10300

Owner

Source: Jackson County records · APN 035A 023

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1101 OCONEE LN, COMMERCE, GA 30529-4197
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI HOMESTAR FIN'L
Jul 29, 2019	Loan Modification, Mortgage · Conventional with PMI ENTEGRA BK
Dec 06, 2018	Grant Deed, Construction Loan · Line of Credit ENTEGRA BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 05, 2024 · Amount on Record
Deed Sale	Jul 05, 2024 · Amount on Record
Prior Sale	Mar 16, 2020 · Amount on Record
Deed Document Number	000111P208
Deed Book / Page	111P / 208
Record Updated	Jun 08, 2026

March 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Mar 19, 2020
Property Address	1101 OCONEE LN, COMMERCE, GA 30529-4197
Document Number	00088O0034
Book / Page	00088O / 000034
Instrument Date	Mar 16, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 OCONEE LN COMMERCE GA 305294197, COMMERCE, GA 30529-4197

Mortgage

Document Number	88O0035
Date	Mar 19, 2020
Book Page	00088O/000035

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON GA
Property Address	1101 OCONEE LN, COMMERCE, GA 30529-4197
Document Number	00085N0331
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1031 APALACHEE DOWNS DR BOGART GA 306222679, BOGART, GA 30622-2679
Investor	Possibly a Property Investor

Mortgage

Document Number	00085N0331
Date	Aug 02, 2019
Book Page	00085N/000331

Lender

Name	ENTEGRA BK
Address	FRANKLIN, NC 28734

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	12 Months
Due	Aug 01, 2020

December 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 06, 2018
Property Address	1101 OCONEE LN, COMMERCE, GA 30529-4197
Document Number	00082X0576
Book / Page	00082X / 000576
Instrument Date	Nov 16, 2018
Transaction Type	Construction Loan
Record Updated	Jan 03, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$110.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1069 OCONEE LN COMMERCE GA 305294107, COMMERCE, GA 30529-4107
Investor	Possibly a Property Investor

Mortgage

Document Number	82X0577
Date	Dec 06, 2018
Book Page	00082X/000577

Lender

Name	ENTEGRA BK
Address	FRANKLIN, NC 28734

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 05, 2019

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	82X0596,
Date	Dec 06, 2018
Book Page	00082X/000596

Lender

Name	ENTEGRA BK
Address	FRANKLIN, NC 28734

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 05, 2019

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,944.00 (-3.27%)	$185,160 (-) Land $20,000 Building $165,160	$462,900 (-) Land $50,000 Building $412,900
2024	$5,111.00 (+4.48%)	$185,160 (+12.06%) Land $20,000 Building $165,160	$462,900 (+12.06%) Land $50,000 Building $412,900
2023	$4,892.00 (+12.54%)	$165,240 (+23.24%) Land $20,000 Building $145,240	$413,100 (+23.24%) Land $50,000 Building $363,100
2022	$4,347.00	$134,080 Land $20,000 Building $114,080	$335,200 Land $50,000 Building $285,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (13157C), updated March 14, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 26% of Georgia
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TruVista Communications	Fiber	5,000 / 5,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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