11381 Risner Ln, Eaton Rapids, MI 48827 Property Records

Eaton County property record for 11381 Risner Ln, Eaton Rapids, MI 48827 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,074 sqft · built 2002
Lot Size	7.68 acres (334,541 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Jun 2019)
Tax Bill	$8,370 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12001210006505`

Property Details

APN / Parcel Number

Primary APN	`12001210006505`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,074 sqft Living Area
1st Floor Area	2,035 sqft
Basement Area	2,035 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	334,541 sqft (7.68 acres)
Garage Area	2,155 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11381 RISNER LN
City	EATON RAPIDS
State	MI
Zip	48827-8247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM W 1/4 COR SEC 12, N 00 DEG 09'23"E 1322.81 FT, N 88 DEG 57 DEG 17"E 1945 FT TO POB, N 88 DEG 57' 17"E 575 FT, S 01 DEG 02'43"E 502.69 FT, S 73 DEG 37'03"W 519.96 FT, SWLY 75.78 FT ALONG ARC OF 300 FT RADIUS CURVE TO RIGHT WHOSE LONG CHORD BEARS S
Legal Range	03W
Legal Township	02N
Legal Section	12
Jurisdiction	EATON MI
Township / Civil Division	EATON RAPIDS
Census Block Group	2
Census Block	2008
Census Tract	21201

Owner

Source: Eaton County records · APN 12001210006505

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11381 RISNER LN, EATON RAPIDS, MI 48827-8247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 09, 2021	Deed of Trust, Mortgage · Conventional Mortgage KELLOGG COMMUNITY CU
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage KELLOGG COMMUNITY CU
Jan 13, 2022	Deed of Trust, Mortgage · Line of Credit KELLOGG COMMUNITY CU
Jun 05, 2019	Warranty Deed, Transfer · Conventional Mortgage KELLOGG COMMUNITY CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 05, 2019 · Amount on Record
Deed Sale	Jun 05, 2019 · Amount on Record
Deed Book / Page	2787 / 818
Prior Transfer Date	Dec 26, 2013
Prior Transfer Doc	2508/0159
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	11381 RISNER LN, EATON RAPIDS, MI 48827-8247
Transaction Type	Mortgage
Record Updated	May 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002904/998
Date	Feb 09, 2021
Book Page	2904/998

Lender

Name	KELLOGG COMMUNITY CU
Type	Credit Union
Address	BATTLE CREEK, MI 49014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	11381 RISNER LN, EATON RAPIDS, MI 48827-8247
Transaction Type	Mortgage
Record Updated	May 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002830/608
Date	Feb 25, 2020
Book Page	2830/608

Lender

Name	KELLOGG COMMUNITY CU
Type	Credit Union
Address	BATTLE CREEK, MI 49014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2035

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	11381 RISNER LN, EATON RAPIDS, MI 48827-8247
Transaction Type	Mortgage
Record Updated	May 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11381 RISNER LN, EATON RAPIDS, MI 48827-8247

Mortgage

Document Number	02980/1133
Date	Jan 13, 2022
Book Page	2980/1133

Lender

Name	KELLOGG COMMUNITY CU
Type	Credit Union
Address	BATTLE CREEK, MI 49016

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 12, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jun 05, 2019
Property Address	11381 RISNER LN, EATON RAPIDS, MI 48827-8247
Document Number	02787/0818
Book / Page	2787 / 0818
Instrument Date	May 31, 2019
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,870.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11381 RISNER LN, 11381, EATON RAPIDS, MI 48827-8247

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11381 RISNER LN, EATON RAPIDS, MI 48827-8247

Mortgage

Document Number	0002787822
Date	Jun 05, 2019
Instrument	2787/822

Lender

Name	KELLOGG COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2049

Tax Assessment & Valuation

Source: Eaton County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Eaton Rapids Township
Unified School District	Eaton Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,900 (+5.46%)	$627,166 (-) Land $60,060 Building $567,106
2025	$8,370.00 (+2.9%) Homeowner's exemption	$316,600 (+12.11%)	$627,166 (+11.04%) Land $60,060 Building $567,106
2024	$8,134.00 (+13.64%)
2023		$282,400	$564,800
2022	$7,158.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Eaton County (26045C), updated November 26, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260450212012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (1982–2018)
Claims Outside the SFHA	1 of 11
Most Recent Claim	May 2018, river or lake flooding
Claims By Storm	Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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