1138 186th St Ct E, Spanaway, WA 98387 Property Records
Pierce County property record for 1138 186th St Ct E, Spanaway, WA 98387
Property Summary
Property Type
Single Family Home
Details
4 bd · 2.5 ba · 2,677 sqft · built 2010
Lot Size
0.132 acres (5,750 sqft)
Owner
2 Individual Names on File
Last Sale
$172,502 (Dec 2021)
Tax Bill
$6,365 (2026)
Deeds & Mortgages
Dec 2021 Sale & Mortgage Dec 2021 Transfer + 3 more
Flood Zone
Zone X (minimal risk)
APN
500419-0-130
Property Details
APN / Parcel Number
Primary APN
500419-0-130
Interior
Bedrooms
4 Beds
Full Baths
2.5 Baths
Half Baths
1 Half Bath
Stories
2 Stories
Building Area
2,677 sqft Living Area
Gross Area
3,296 sqft
Laundry Room
Laundry Room
Interior Walls
Wallboard/Drywall
Fireplaces
1 Fireplace
Fireplace
Fireplace
Exterior
Year Built
Built 2010
Effective Year Built
Effective 2010
Architectural Style
Bi-Level
Exterior Material
Frame Siding
Construction Type
Frame
Foundation Type
Slab (Mat/Raft)
Roof Material
Composition Shingle
Lot Area
5,750 sqft (0.132 acres)
Garage Type
Attached
Garage Area
619 sqft
Parking Spaces
2 Parking Spaces
Porch
Slab
Porch Area
132 sqft
Utilities, Heating & Cooling
Cooling System
Central
Heating System
Forced Air with A/C
Sewer
Connected
Location & Zoning
Street Address
1138 186TH STREET CT E
City
SPANAWAY
State
WA
Zip
98387-7978
Property Category
Residential
Property Type
Residential > Single Family > Home
Local Zoning Code
SF
Legal Description
SECTION 34 TOWNSHIP 19 RANGE 03 QUARTER 31 PLAT ANDERSON RIDGE PDD LOT 13 TOG/W UND INT IN TRS A, B, C & E EASE OF RECORD OUT OF 03-19-34-3-011 & 3-020 SEG 2008-0484 JU 12/17/07MC
Legal Range
03
Legal Township
19
Legal Section
34
Legal Subdivision
ANDERSON RIDGE PDD
Legal Tract
A
Legal Lot Number
13
Jurisdiction
PIERCE WA
Township / Civil Division
TACOMA
Census Block Group
1
Census Block
1007
Census Tract
71417
Owner
1138 186th St Ct E is owned and occupied by two individuals who bought it in December 2021.
Source: Pierce County records, as of October 19, 2026
Owner of Record
2 Individual Names on File
Mailing Address
1138 186TH STREET CT E, SPANAWAY, WA 98387-7978
Occupancy
Owner Occupied
Owner Type
Individual
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
1138 186TH STREET CT E SPANAWAY WA 983877978, SPANAWAY, WA 98387-7978
Mortgage
Document Number
1804090089
Date
Apr 9, 2018
Instrument
201804090089
Lender
Name
AMERICAS CU
Type
Credit Union
Address
DUPONT, WA 98327
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
180 Months
Due
Apr 8, 2033
October 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
PIERCE WA
Property Address
1138 186TH STREET CT E, SPANAWAY, WA 98387-7978
Document Number
1710260322
Instrument Date
Oct 21, 2017
Transaction Type
Mortgage
Record Updated
Aug 27, 2018
Title Company
CW TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Separate Estate/Property
Address
1138 186TH STREET CT E SPANAWAY WA 983877978, SPANAWAY, WA 98387-7978
Mortgage
Document Number
1710260322
Date
Oct 26, 2017
Instrument
201710260322
Lender
Name
WELLS FARGO BK
Address
SIOUX FALLS, SD 57104
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Oct 25, 2047
Tax Assessment & Valuation
The 2026 property tax bill for 1138 186th St Ct E was $6,365, up 3.5% from the year before.
Source: Pierce County assessment roll, as of July 15, 2026
Property Jurisdictions
Type
Name
State
Washington
County
Pierce County
Unified School District
Bethel School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$6,365.00 (+3.46%)
$533,600Land $155,800Building $377,800
$533,600Land $155,800Building $377,800
2025
$6,152.00 (+4.68%)
2024
$5,877.00 (+1.71%)
$504,200 (+0.22%)Land $166,200Building $338,000
$504,200 (+0.22%)Land $166,200Building $338,000
2023
$5,778.00
$503,100Land $160,400Building $342,700
$503,100Land $160,400Building $342,700
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 1138 186th St Ct E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 2 (40% premium discount)
Nearby Flood Policies
1 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1138 186th St Ct E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source
Groundwater
Last State Inspection
May 2024
Lead
2 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 250
May also be available: CenturyLink, Lightcurve, T-Mobile, Verizon.