1150 186th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 1150 186th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,964 sqft · built 2010
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Aug 2023)
Tax Bill	$6,732 (2026)
Deeds & Mortgages	Aug 2023 Sale & Second Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500419-0-100`

Property Details

APN / Parcel Number

Primary APN	`500419-0-100`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	2,964 sqft Living Area
Gross Area	3,599 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,750 sqft (0.132 acres)
Garage Type	Attached
Garage Area	635 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1150 186TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-7978
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 34 TOWNSHIP 19 RANGE 03 QUARTER 31 PLAT ANDERSON RIDGE PDD LOT 10 TOG/W UND INT IN TRS A, B, C & E EASE OF RECORD OUT OF 03-19-34-3-011 & 3-020 SEG 2008-0484 JU 12/17/07MC
Legal Range	03
Legal Township	19
Legal Section	34
Legal Subdivision	ANDERSON RIDGE PDD
Legal Tract	A
Legal Lot Number	10
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1007
Census Tract	71417

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1150 186TH STREET CT E, SPANAWAY, WA 98387-7978
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage WASHINGTON STATE HOUSING FIN COMMIS
Nov 7, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 8, 2022	Intrafamily Transfer, Transfer · Stand-Alone Refinance POINT DIGITAL FINANCE INC
Oct 20, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2023 · Amount on Record
Deed Sale	Aug 28, 2023 · Amount on Record
Prior Sale	Feb 11, 2011 · Amount on Record
Deed Document Number	2023217
Prior Transfer Date	Dec 2, 2021
Prior Transfer Doc	0000000327
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 28, 2023
Property Address	1150 186TH STREET CT E, SPANAWAY, WA 98387-7978
Document Number	0008280217
Map Reference	DOC 200712115004
Instrument Date	Aug 21, 2023
Instrument	202308280217
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$10,002.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008280219
Date	Aug 28, 2023
Instrument	202308280219

Lender

Name	WASHINGTON STATE HOUSING FIN COMMIS
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Mortgage

Document Number	0008280218
Date	Aug 28, 2023
Instrument	202308280218

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1150 186TH STREET CT E, SPANAWAY, WA 98387-7978
Transaction Type	Mortgage
Record Updated	Nov 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011070057
Date	Nov 7, 2022
Instrument	202211070057

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Feb 8, 2022
Property Address	1150 186TH STREET CT E, SPANAWAY, WA 98387-7978
Document Number	0002080327
Map Reference	DOC 200712115004
Instrument Date	Dec 27, 2021
Instrument	202202080327
Transaction Type	Transfer
Record Updated	Feb 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 186TH STREET CT E, SPANAWAY, WA 98387-7978

Mortgage

Document Number	0002080328
Date	Feb 8, 2022
Instrument	202202080328

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1150 186TH STREET CT E, SPANAWAY, WA 98387-7978
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010200046
Date	Oct 20, 2021
Instrument	202110200046

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,732.00 (+3.52%)	$565,700 (+6.08%) Land $155,800 Building $409,900	$565,700 (+6.08%) Land $155,800 Building $409,900
2025	$6,503.00 (+4.85%)
2024	$6,202.00 (+1.61%)	$533,300 (+0.11%) Land $166,200 Building $367,100	$533,300 (+0.11%) Land $166,200 Building $367,100
2023	$6,104.00	$532,700 Land $160,400 Building $372,300	$532,700 Land $160,400 Building $372,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Lightcurve, T-Mobile, Verizon.

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