1128 186th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 1128 186th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,357 sqft · built 2011
Lot Size	0.132 acres (5,751 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Aug 2020)
Tax Bill	$6,099 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500419-0-160`

Property Details

APN / Parcel Number

Primary APN	`500419-0-160`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,357 sqft Living Area
Gross Area	2,840 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,751 sqft (0.132 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	368 sqft
Deck Area	448 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1128 186TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-7978
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 34 TOWNSHIP 19 RANGE 03 QUARTER 31 PLAT ANDERSON RIDGE PDD LOT 16 TOG/W UND INT IN TRS A, B, C & E EASE OF RECORD OUT OF 03-19-34-3-011 & 3-020 SEG 2008-0484 JU 12/17/07MC
Legal Range	03
Legal Township	19
Legal Section	34
Legal Subdivision	ANDERSON RIDGE PDD
Legal Tract	A
Legal Lot Number	16
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1007
Census Tract	71417

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1128 186TH STREET CT E, SPANAWAY, WA 98387-7978
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 24, 2020	Warranty Deed, Transfer · FHA Mortgage SEMPER HOME LOANS INC
Oct 21, 2019	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MTG LLC
Aug 4, 2018	Deed of Trust, Mortgage · VA Mortgage ACCELERATED MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2020 · Amount on Record
Deed Sale	Aug 24, 2020 · Amount on Record
Prior Sale	Apr 5, 2011 · Amount on Record
Deed Document Number	2020240662
Prior Transfer Date	Dec 9, 2009
Prior Transfer Doc	0000000014
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1128 186TH STREET CT E, SPANAWAY, WA 98387-7978
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011180810
Date	Nov 18, 2021
Instrument	202111180810

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 24, 2020
Property Address	1128 186TH STREET CT E, SPANAWAY, WA 98387-7978
Document Number	0008240662
Map Reference	AF 200712115004
Instrument Date	Aug 21, 2020
Instrument	202008240662
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	PUGET SOUND TITLE PUYALLUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 186TH STREET CT E, SPANAWAY, WA 98387-7978

Mortgage

Document Number	0008240663
Date	Aug 24, 2020
Instrument	202008240663

Lender

Name	SEMPER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1128 186TH STREET CT E, SPANAWAY, WA 98387-7978
Document Number	1911060011
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1128 186TH STREET CT E SPANAWAY WA 983877978, SPANAWAY, WA 98387-7978

Mortgage

Document Number	1911060011
Date	Nov 6, 2019
Instrument	201911060011

Lender

Name	ACCELERATE MTG LLC
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1128 186TH STREET CT E, SPANAWAY, WA 98387-7978
Document Number	1808100012
Instrument Date	Aug 4, 2018
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1128 186TH STREET CT E SPANAWAY WA 983877978, SPANAWAY, WA 98387-7978

Mortgage

Document Number	1808100012
Date	Aug 10, 2018
Instrument	201808100012

Lender

Name	ACCELERATED MTG
Type	Mortgage Company
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2048

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,099.00 (+3.34%)	$512,600 (+5.6%) Land $155,800 Building $356,800	$512,600 (+5.6%) Land $155,800 Building $356,800
2025	$5,902.00 (+4.48%)
2024	$5,649.00 (+1.73%)	$485,400 (+0.27%) Land $166,200 Building $319,200	$485,400 (+0.27%) Land $166,200 Building $319,200
2023	$5,553.00	$484,100 Land $160,400 Building $323,700	$484,100 Land $160,400 Building $323,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Lightcurve, T-Mobile, Verizon.

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