San Bernardino County property record for 1137 E Elma St, Ontario, CA 91764
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,133 sqft · built 2004 |
| Lot Size | 0.153 acres (6,675 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Nov 2008) |
| Tax Bill | $4,131 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 1048-463-48-0000 |
| Primary APN | 1048-463-48-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,133 sqft Living Area |
| Gross Area | 2,616 sqft |
| 1st Floor Area | 2,133 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 6,675 sqft (0.153 acres) |
| Lot Dimensions | 133 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 171 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1137 E ELMA ST |
|---|---|
| City | ONTARIO |
| State | CA |
| Zip | 91764-4339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 1923 LOT 11 |
| Legal Tract | 1923 |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1503 |
1137 E Elma St is owned and occupied by an individual who acquired it in August 2015.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1137 E ELMA ST, ONTARIO, CA 91764-4339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2008 · Amount on File |
| Deed Sale | Nov 25, 2008 · Amount on File |
| Prior Sale | Oct 19, 2005 · Amount on File |
| Deed Document Number | 2008528629 |
| Last Transfer Date | Aug 1, 2015 |
| Transfer Doc | 0000341481 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 1137 E ELMA ST, ONTARIO, CA 91764-4339 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000174016 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 2019-0174016 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 1137 E ELMA ST, ONTARIO, CA 91764-4339 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000216111 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 2020-0216111 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 1137 E Elma St was $4,131 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Ontario City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Ontario-Montclair School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $389,912 (+2%) Land $136,439 Building $253,473 | |
| 2025 | $4,131.00 Homeowner's exemption | $382,267 Land $133,764 Building $248,503 |
| 2023 | $3,921.00 (+1.37%) Homeowner's exemption | $367,423 Land $128,570 Building $238,853 |
| 2022 | $3,868.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1137 E Elma St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1137 E Elma St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Inyo Networks, T-Mobile.
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