1140 E Elma St, Ontario, CA 91764 Property Records

San Bernardino County property record for 1140 E Elma St, Ontario, CA 91764

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,217 sqft · built 1955
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,788 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1048-463-33-0000`

Property Details

APN / Parcel Number

Primary APN	`1048-463-33-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,217 sqft Living Area
1st Floor Area	1,217 sqft
Family Room	Family Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	6,300 sqft (0.145 acres)
Lot Dimensions	126 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	63 sqft
Patio Area	63 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1140 E ELMA ST
City	ONTARIO
State	CA
Zip	91764-4340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1923 LOT 18 EX S 7 1/2 FT FOR ALLEY
Legal Subdivision	OR TRACT NO. 1923
Legal Tract	1923
Legal Block	2
Legal Lot Number	18
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2007
Census Tract	1503

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1140 E ELMA ST, ONTARIO, CA 91764-4340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 1997
Deed Sale	Jul 1, 1997
Prior Sale	Jan 19, 1995 · Amount on Record
Deed Document Number	1997232454
Last Transfer Date	Mar 3, 2022
Transfer Doc	0000092296
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 10, 2022
Property Address	1140 E ELMA ST, ONTARIO, CA 91764-4340
Document Number	0000092296
Map Reference	MB 28 PG 47
Instrument Date	Mar 3, 2022
Instrument	2022-0092296
Transaction Type	Transfer
Record Updated	Mar 24, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1140 E ELMA ST, ONTARIO, CA 91764-4340

Mortgage

Document Number	0000092297
Date	Mar 10, 2022
Instrument	2022-0092297

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$164,481 (+2%) Land $85,668 Building $78,813
2025	$1,788.00 (+5.24%) Homeowner's exemption	$161,256 (+4.04%) Land $83,988 Building $77,268
2023	$1,699.00 (+6.19%) Homeowner's exemption	$154,994 Land $80,726 Building $74,268
2022	$1,600.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Inyo Networks, T-Mobile.

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