1120 E Elma St, Ontario, CA 91764 Property Records

San Bernardino County property record for 1120 E Elma St, Ontario, CA 91764

Property Summary

Property Type	Triplex
Details	2 bd · 1 ba · 2,310 sqft · built 1955
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on File
Last Sale	$770,000 (Jun 2025)
Tax Bill	$7,907 (2025)
Deeds & Mortgages	May 2019 Transfer May 2019 Transfer + 4 more
Flood Zone	Zone X (moderate risk)
APN	`1048-462-07-0000`

Property Details

APN / Parcel Number

Primary APN	`1048-462-07-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Units	3 Units
Stories	1 Story
Building Area	2,310 sqft Total Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Triplex
Construction Type	Wood
Lot Area	6,300 sqft (0.145 acres)
Lot Dimensions	126 ft deep x 50 ft wide
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1120 E ELMA ST
City	ONTARIO
State	CA
Zip	91764-4390
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	TRACT 1923 LOT 15 EX S 7 1/2 FT
Legal Subdivision	TRACT 1923
Legal Tract	1923
Legal Block	1
Legal Lot Number	15
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1001
Census Tract	1503

Owner

1120 E Elma St, a triplex, is owned by an individual who bought it in June 2025.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	9606 LORICA ST, ROSEMEAD, CA 91770-1540
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 9, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 7, 2019	Quit Claim Deed, Transfer STEWART TITLE OF CA INC
May 7, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 7, 2019	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
May 7, 2019	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2025 · Amount on File
Deed Sale	Jun 13, 2025 · Amount on File
Prior Sale	May 7, 2019 · Amount on File
Deed Document Number	2025136716
Prior Transfer Date	May 24, 2019
Prior Transfer Doc	0000175160
Record Updated	Oct 29, 2026

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 30, 2019
Property Address	1120 E ELMA ST, ONTARIO, CA 91764-4390
Document Number	0000175160
Instrument Date	May 24, 2019
Instrument	175160
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1820 E HOLLY OAK DR WEST COVINA CA 917911922, WEST COVINA, CA 91791-1922

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 9, 2019
Property Address	1120 E ELMA ST, ONTARIO, CA 91764-4390
Document Number	0000149116
Instrument Date	May 8, 2019
Instrument	149116
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1820 E HOLLY OAK DR WEST COVINA CA 917911922, WEST COVINA, CA 91791-1922

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 7, 2019
Property Address	1120 E ELMA ST, ONTARIO, CA 91764-4390
Document Number	0000146213
Map Reference	MB 28 PG 47
Instrument Date	Apr 30, 2019
Instrument	2019-0146213
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 E HOLLY OAK DR, WEST COVINA, CA 91791-1922

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 7, 2019
Property Address	1120 E ELMA ST, ONTARIO, CA 91764-4390
Document Number	0000146212
Map Reference	MB 28 PG 47
Instrument Date	Apr 29, 2019
Instrument	2019-0146212
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 E HOLLY OAK DR, WEST COVINA, CA 91791-1922

Mortgage

Document Number	0000146214
Date	May 7, 2019
Instrument	2019-0146214

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 7, 2019
Property Address	1120 E ELMA ST, ONTARIO, CA 91764-4390
Document Number	0000146210
Instrument Date	Mar 11, 2019
Instrument	146210
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	20884 MOONLAKE ST WALNUT CA 917893123, WALNUT, CA 91789-3123

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 7, 2019
Property Address	1120 E ELMA ST, ONTARIO, CA 91764-4390
Document Number	0000146211
Instrument Date	Mar 11, 2019
Instrument	146211
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20884 MOONLAKE ST WALNUT CA 917893123, WALNUT, CA 91789-3123

Tax Assessment & Valuation

The 2025 property tax bill for 1120 E Elma St was $7,907.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$785,400 (+9.16%) Land $198,900 Building $586,500
2025	$7,907.00	$719,509 Land $252,106 Building $467,403
2023	$7,510.00 (+1.34%)	$691,570 Land $242,317 Building $449,253
2022	$7,411.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1120 E Elma St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1120 E Elma St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Inyo Networks, T-Mobile.

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