1137 E 14th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 1137 E 14th St, Chattanooga, TN 37408

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,330 sqft · built 1940
Lot Size	0.111 acres (4,837 sqft)
Owner	Individual Name on File
Tax Bill	$626 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2025 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`146P D 018`

Property Details

APN / Parcel Number

Primary APN	`146P D 018`
Alternative APN	`0000077689`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,330 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1946
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,837 sqft (0.111 acres)
Lot Dimensions	107 ft deep x 45 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000077689
Street Address	1137 E 14TH ST
City	CHATTANOOGA
State	TN
Zip	37408-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 320 ORANGE GROVE SUB PB 3 PG 39 REV 117-94
Legal Subdivision	ORANGE GROVE
Legal Lot Number	320
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1044
Census Tract	1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 522, CHATTANOOGA, TN 37401-0522
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan TENNESSEE VALLEY FCU
Apr 30, 2025	Special Warranty Deed, Transfer
Sep 1, 2020	Deed of Trust, Mortgage · Line of Credit TENNESSEE VLY FCU
Mar 2, 2020	Warranty Deed, Subdivision Related Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC
Jan 8, 2020	Warranty Deed, Transfer RELI SETTLEMENT SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2025
Deed Sale	Apr 30, 2025
Prior Sale	Jun 16, 2020
Deed Document Number	2025043000034
Deed Book / Page	13907 / 37
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1137 E 14TH ST, CHATTANOOGA, TN 37408-1606
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1726 MITCHELL AVE, CHATTANOOGA, TN 37408-1818

Mortgage

Document Number	0000000074
Date	Nov 17, 2025
Book Page	14108/578
Instrument	2025111700074

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	60 Months
Due	Nov 5, 2030

April 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 30, 2025
Property Address	1137 E 14TH ST, CHATTANOOGA, TN 37408-1606
Document Number	0000000034
Book / Page	13907 / 37
Map Reference	MB 117 PG 94
Instrument Date	Apr 29, 2025
Instrument	2025043000034
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 522, CHATTANOOGA, TN 37401-0522

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1137 E 14TH ST, CHATTANOOGA, TN 37408-1606
Document Number	0902000189
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1726 MITCHELL AVE CHATTANOOGA TN 374081818, CHATTANOOGA, TN 37408-1818

Mortgage

Document Number	0902000189
Date	Sep 2, 2020
Book Page	012137/000489
Instrument	200902000189

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 2, 2020
Property Address	1137 E 14TH ST, CHATTANOOGA, TN 37408-1606
Document Number	0302000159
Book / Page	011923 / 000776
Instrument Date	Feb 26, 2020
Instrument	200302000159
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 20, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Tax	$435.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 522 CHATTANOOGA TN 374010522, CHATTANOOGA, TN 37401-0522

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 8, 2020
Property Address	1137 E 14TH ST, CHATTANOOGA, TN 37408-1606
Document Number	0108000130
Book / Page	011873 / 000346
Instrument Date	Jan 8, 2020
Instrument	200108000130
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	RELI SETTLEMENT SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Tax	$407.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1216 E MAIN ST #211 CHATTANOOGA TN 374081617, 211, CHATTANOOGA, TN 37408-1617

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$626.00 (-6.57%)	$41,325 (+37.98%)	$165,300 (+37.98%) Land $60,000 Building $105,300
2024	$670.00	$29,950 (-)	$119,800 (-) Land $30,000 Building $89,800
2023	$670.00	$29,950 (-)	$119,800 (-) Land $30,000 Building $89,800
2022	$670.00	$29,950	$119,800 Land $30,000 Building $89,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1990–1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile USA.

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