1130 E 14th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 1130 E 14th St, Chattanooga, TN 37408

Property Summary

Property Type	Townhouse
Details	10 ba · 5,034 sqft · built 2025
Lot Size	0.144 acres (6,311 sqft)
Owner	Company Name on File
Last Sale	$135,000 (Mar 2023)
Tax Bill	$6,364 (2025)
Deeds & Mortgages	Dec 2023 Construction Loan Mar 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`146P E 007`

Property Details

APN / Parcel Number

Primary APN	`146P E 007`
Alternative APNs	`0000077698` `77698`

Interior

Full Baths	10 Baths
Half Baths	5 Half Baths
Stories	3 Stories
Building Area	5,034 sqft Living Area

Exterior

Year Built	Built 2025
Exterior Material	Fiber Cement Siding
Roof Type	Flat
Roof Material	Metal
Lot Area	6,311 sqft (0.144 acres)
Lot Dimensions	137 ft deep x 45.9 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000077698
Street Address	1130 E 14TH ST
City	CHATTANOOGA
State	TN
Zip	37408-1635
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LT 24 PEAKS PB Y3 PG 462 REV 44-339
Legal Subdivision	PEAKS
Legal Lot Number	24
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1041
Census Tract	1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1130 E 14th St, a townhouse, is owned by a company that bought it in March 2023.

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1915 S KELLEY ST, CHATTANOOGA, TN 37404-6222
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Deed of Trust, Mortgage · Construction Mortgage WILSON BANK & TRUST
Mar 10, 2023	Warranty Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2023 · Amount on File
Deed Sale	Mar 10, 2023 · Amount on File
Deed Document Number	0013233688
Deed Book / Page	13233 / 688
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1130 E 14TH ST, CHATTANOOGA, TN 37408-1635
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000144
Date	Dec 18, 2023
Book Page	13472/714
Instrument	2023121800144

Lender

Name	WILSON BANK & TRUST
Type	Bank
Address	LEBANON, TN 37087

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	318 Months
Due	Jun 8, 2050

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 10, 2023
Property Address	1130 E 14TH ST, CHATTANOOGA, TN 37408-1635
Document Number	0000000158
Book / Page	13233 / 688
Map Reference	MB 44 PG 339
Instrument Date	Mar 10, 2023
Instrument	2023031000158
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC

Transaction

Amount	Amount on Record
Tax	$499.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 S KELLEY ST, CHATTANOOGA, TN 37404-6222

Mortgage

Document Number	0132330692
Date	Mar 10, 2023
Instrument	13233-0692

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1130 E 14th St was $6,364, up 3,710.8% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,364.00 (+3,710.78%)	$419,920 (+5,498.93%)	$1,049,800 (+3,399.33%) Land $60,000 Building $989,800
2024	$167.00 (-51.17%)	$7,500 (-50.98%)	$30,000 (-50.98%) Land $30,000
2023	$342.00	$15,300	$61,200 Land $30,000 Building $31,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1130 E 14th St in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1990–1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1130 E 14th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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