1134 E 14th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 1134 E 14th St, Chattanooga, TN 37408

Property Summary

Property Type	Office Building
Details	6,831 sqft · built 1955
Lot Size	0.394 acres (17,187 sqft)
Owner	Company Name on File
Last Sale	$448,000 (Aug 2018)
Tax Bill	$4,071 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2019 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`146P E 008`

Property Details

APN / Parcel Number

Primary APN	`146P E 008`
Alternative APN	`0000077699`

Interior

Stories	1 Story
Building Area	6,831 sqft Total Area

Exterior

Year Built	Built 1955
Exterior Material	Brick Veneer
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	17,187 sqft (0.394 acres)
Lot Dimensions	137 ft deep x 125 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000077699
Street Address	1134 E 14TH ST
City	CHATTANOOGA
State	TN
Zip	37408-1605
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	M1
Legal Description	LT 330 ORANGE GROVE PB 3 PG 39 REV 44-339 REV 114-166 REV 116-58
Legal Subdivision	ORANGE GROVE
Legal Lot Number	330
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1041
Census Tract	1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1134 E 14th St, a commercial property, is owned by a company that acquired it in July 2019.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Company Name on File
Mailing Address	2610 HOLLOW LN, SIGNAL MTN, TN 37377-1363
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Commercial Mortgage PINNACLE BANK
Jul 17, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 17, 2018	Quit Claim Deed, Transfer · Line of Credit PINNACLE BK
Aug 15, 2018	Warranty Deed, Transfer · Conventional with PMI PINNACLE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2018 · Amount on File
Deed Sale	Aug 15, 2018 · Amount on File
Prior Sale	Dec 17, 2018
Deed Document Number	0815000093
Deed Book / Page	011426 / 000987
Last Transfer Date	Jul 17, 2019
Transfer Doc	0717000122
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1134 E 14TH ST, CHATTANOOGA, TN 37408-1605
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000135
Date	Nov 16, 2021
Book Page	12735/623
Instrument	2021111600135

Lender

Name	PINNACLE BANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 17, 2019
Property Address	1134 E 14TH ST, CHATTANOOGA, TN 37408-1605
Document Number	0717000122
Book / Page	011699 / 000925
Instrument Date	Jul 16, 2019
Instrument	190717000122
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2610 HOLLOW LN SIGNAL MOUNTAIN TN 373771363, SIGNAL MOUNTAIN, TN 37377-1363

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 17, 2018
Property Address	1134 E 14TH ST, CHATTANOOGA, TN 37408-1605
Document Number	1217000124
Book / Page	011523 / 000525
Instrument Date	Dec 12, 2018
Instrument	181217000124
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2610 HOLLOW LN SIGNAL MOUNTAIN TN 373771363, SIGNAL MOUNTAIN, TN 37377-1363

Mortgage

Document Number	1214000163
Date	Dec 17, 2018
Book Page	011522/000951
Instrument	181214000163

Lender

Name	PINNACLE BK
Type	Bank
Address	801 BROAD ST, CHATTANOOGA, TN 37402-2671

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 15, 2018
Property Address	1134 E 14TH ST, CHATTANOOGA, TN 37408-1605
Document Number	0815000093
Book / Page	011426 / 000987
Instrument Date	Aug 14, 2018
Instrument	180815000093
Transaction Type	Transfer
Record Updated	Sep 21, 2018
Title Company	TITLE GUARANTY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,657.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 15903 CHATTANOOGA TN 374150903, CHATTANOOGA, TN 37415-0903

Mortgage

Document Number	815000094
Date	Aug 15, 2018
Book Page	011426/000990
Instrument	180815000094

Lender

Name	PINNACLE BK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1134 E 14th St was $4,071, down 9% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,071.00 (-8.97%)	$268,600 (+34.35%)	$671,500 (+34.35%) Land $276,900 Building $394,600
2024	$4,472.00	$199,920 (-)	$499,800 (-) Land $73,100 Building $426,700
2023	$4,472.00	$199,920 (-)	$499,800 (-) Land $73,100 Building $426,700
2022	$4,472.00	$199,920	$499,800 Land $73,100 Building $426,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1134 E 14th St in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1990–1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1134 E 14th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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