1137 Deer Moss Loop, Niceville, FL 32578 Property Records

Okaloosa County property record for 1137 Deer Moss Loop, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,498 sqft · built 2018
Lot Size	0.191 acres (8,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,400 (Nov 2018)
Tax Bill	$5,728 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-099-3835-7`

Property Details

APN / Parcel Number

Primary APN	`C56-001-099-3835-7`
Alternative APN	`11-1S-22-2001-0000-0340`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,498 sqft Heated Area
Gross Area	3,573 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	8,326 sqft (0.191 acres)
Garage Type	Finished
Garage Area	575 sqft
Porch	Open Porch
Porch Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1137 DEER MOSS LOOP
City	NICEVILLE
State	FL
Zip	32578-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTFIELD AT DEER MOSS CREEK LOT 34
Legal Range	22
Legal Township	01S
Legal Section	11
Legal Subdivision	HARTFIELD AT DEER MOSS CREEK
Legal Lot Number	34
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2001
Census Tract	20900

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1137 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2019	Deed of Trust, Mortgage · VA Mortgage TRIDENT HM LNS
Nov 9, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage PRIVATE INDIVIDUAL
Oct 6, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2018 · Amount on Record
Deed Sale	Nov 9, 2018 · Amount on Record
Prior Sale	Oct 6, 2017 · Amount on Record
Deed Document Number	3242681
Deed Book / Page	3374 / 2685
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1137 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
Document Number	0034252241
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1137 DEER MOSS LOOP NICEVILLE FL 325783428, NICEVILLE, FL 32578-3428

Mortgage

Document Number	0034252241
Date	Oct 23, 2019
Book Page	003425/002241
Instrument	3313488

Lender

Name	TRIDENT HM LNS
Type	Funding / Finance Company
Address	GULF BREEZE, FL 32561

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 9, 2018
Property Address	1137 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
Document Number	0033742685
Book / Page	003374 / 002685
Instrument Date	Nov 7, 2018
Instrument	3242681
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 4, 2018
Title Company	FIRST NATIONAL LAND TITLE COMPANY INC, FIRST NAT'L LAND TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,922.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1137 DEER MOSS LOOP NICEVILLE FL 325783428, NICEVILLE, FL 32578-3428

Mortgage

Document Number	33742686
Date	Nov 9, 2018
Book Page	003374/002686
Instrument	3242682

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	GULF BREEZE, FL 32561

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 6, 2017
Property Address	1137 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
Document Number	0033204317
Book / Page	003320 / 004317
Instrument Date	Oct 6, 2017
Instrument	3164693
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$4,263.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 5244 NICEVILLE FL 325785244, NICEVILLE, FL 32578-5244
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,728.00 (+9.52%) Homeowner's exemption	$457,913 (+5.99%)	$613,280 (-1.21%) Land $97,527 Building $515,753
2023	$5,230.00 (+4.77%) Homeowner's exemption	$432,047 (+3%)	$620,765 (+6.02%) Land $96,600 Building $524,165
2022	$4,992.00 Homeowner's exemption	$419,463	$585,520 Land $92,000 Building $493,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	2 (1995–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Cox Communications Fiber	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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