1132 Deer Moss Loop, Niceville, FL 32578 Property Records

Okaloosa County property record for 1132 Deer Moss Loop, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,080 sqft · built 2020
Lot Size	0.149 acres (6,525 sqft)
Owner	Individual Name on Record
Last Sale	$633,500 (Jul 2023)
Tax Bill	$6,192 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Nov 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-099-3894-4`

Property Details

APN / Parcel Number

Primary APN	`C56-001-099-3894-4`
Alternative APN	`11-1S-22-2001-0000-0930`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,080 sqft Heated Area
Gross Area	2,676 sqft
Flooring	Concrete/Cement
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	6,525 sqft (0.149 acres)
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1132 DEER MOSS LOOP
City	NICEVILLE
State	FL
Zip	32578-3429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTFIELD AT DEER MOSS CREEK LOT 93
Legal Range	22
Legal Township	01S
Legal Section	11
Legal Subdivision	HARTFIELD AT DEER MOSS CREEK
Legal Lot Number	93
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2005
Census Tract	20900

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1132 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Nov 17, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Jul 20, 2020	Loan Modification, Mortgage AMERIS BK
Aug 16, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST CTY BK/FL
Oct 6, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2023 · Amount on Record
Deed Sale	Jul 13, 2023 · Amount on Record
Prior Sale	Nov 17, 2020 · Amount on Record
Deed Document Number	3635235
Deed Book / Page	3683 / 2166
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 13, 2023
Property Address	1132 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Document Number	0036832166
Book / Page	3683 / 2166
Map Reference	MB 28 PG 46-51
Instrument Date	Jul 11, 2023
Instrument	3635235
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,434.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1132 DEER MOSS LOOP, NICEVILLE, FL 32578-3429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8150 W HAUSMAN RD APT 5801, 5801, SAN ANTONIO, TX 78249-4197

Mortgage

Document Number	0036832167
Date	Jul 13, 2023
Instrument	3683/2167

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 17, 2020
Property Address	1132 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Document Number	0035060336
Book / Page	003506 / 000336
Instrument Date	Nov 13, 2020
Instrument	3408007
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$3,325.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1132 DEER MOSS LOOP NICEVILLE FL 325783429, NICEVILLE, FL 32578-3429

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	1132 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Document Number	0034763846
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1132 DEER MOSS LOOP NICEVILLE FL 325783429, NICEVILLE, FL 32578-3429
Investor	Possibly a Property Investor

Mortgage

Document Number	0034763846
Date	Jul 20, 2020
Book Page	003476/003846
Instrument	3374651

Lender

Name	AMERIS BK
Type	Bank

Agreement

Amount	Amount Recorded

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 16, 2019
Property Address	1132 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Document Number	0034141576
Book / Page	003414 / 001576
Instrument Date	Aug 14, 2019
Instrument	3298452
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 686 BAKER FL 325310686, BAKER, FL 32531-0686
Investor	Possibly a Property Investor

Mortgage

Document Number	34141578
Date	Aug 16, 2019
Book Page	003414/001578
Instrument	3298453

Lender

Name	FIRST CTY BK/FL
Type	Bank
Address	FORT WALTON BEACH, FL 32548-5552

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 6, 2017
Property Address	1132 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Document Number	0033204042
Book / Page	003320 / 004042
Instrument Date	Oct 4, 2017
Instrument	3164614
Transaction Type	Transfer
Record Updated	Mar 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,058.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3797 PHIL TYNER RD CRESTVIEW FL 32536, CRESTVIEW, FL 32536

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,192.00 (+55.77%) Homeowner's exemption	$491,731 (+43.38%) Land $97,527 Building $394,204	$491,731 (-0.58%) Land $97,527 Building $394,204
2023	$3,975.00 (+3.25%) Homeowner's exemption Widower's exemption	$342,961 (+3%)	$494,587 (+6.32%) Land $96,600 Building $397,987
2022	$3,850.00 Homeowner's exemption Widower's exemption	$332,972	$465,191 Land $92,000 Building $373,191

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	2 (1995–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35

May also be available: CenturyLink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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