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1143 Deer Moss Loop, Niceville, FL 32578 Property Records

Okaloosa County property record for 1143 Deer Moss Loop, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,290 sqft · built 2019
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on Record
Last Sale$695,000 (Jul 2026)
Tax Bill$7,567 (2025)
Deeds & MortgagesJul 2026 Sale
Apr 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APNC56-001-099-3833-2

Property Details

APN / Parcel Number

Primary APNC56-001-099-3833-2
Alternative APNs
  • 11-1S-22-2001-0000-0320
  • 22S111200100000320

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,290 sqft Living Area
Gross Area3,474 sqft
1st Floor Area2,290 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area6,600 sqft (0.152 acres)
Garage TypeAttached
Garage Area550 sqft
PorchFlorida Room
Porch Area406 sqft
Patio Area228 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1143 DEER MOSS LOOP
CityNICEVILLE
StateFL
Zip32578-3428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARTFIELD AT DEER MOSS CREEK LOT 32
Legal Range22W
Legal Township01S
Legal Section11
Legal SubdivisionHARTFIELD AT DEER MOSS CREEK
Legal Lot Number32
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group2
Census Block2001
Census Tract20900

Owner

Source: Okaloosa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2438 W ASHFORD PARK DR, FOLEY, AL 36535-1148
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 10, 2023Warranty Deed, Transfer
WAYPOINT TITLE LLC
Aug 2, 2021Warranty Deed, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jun 5, 2019Warranty Deed, Transfer
BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TITLE CO LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2026 · Amount on Record
Deed SaleJul 1, 2026 · Amount on Record
Prior SaleApr 10, 2023 · Amount on Record
Deed Document Number20263825582
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 1, 2026
Property Address1143 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
Document Number0003825582
Instrument DateJun 26, 2026
Instrument20263825582
Transaction TypeTransfer
Record UpdatedJul 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$491,365.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2438 W ASHFORD PARK DR, FOLEY, AL 36535-1148

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateApr 10, 2023
Property Address1143 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
Document Number0036694599
Book / Page3669 / 4599
Map ReferenceMB 28 PG 46-51
Instrument DateApr 10, 2023
Instrument3616738
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyWAYPOINT TITLE LLC

Transaction

AmountAmount Recorded
Tax$4,809.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address405 SWEETGRASS LN, NICEVILLE, FL 32578-3441

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1143 DEER MOSS LOOP, NICEVILLE, FL 32578-3428

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 2, 2021
Property Address1143 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
Document Number0035640046
Book / Page3564 / 46
Map ReferenceMB 28 PG 46-51
Instrument DateJul 30, 2021
Instrument3476525
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyCHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,375.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1804 23RD ST, 1804, NICEVILLE, FL 32578-2955

Transferred To (Grantee/Buyer)

NameVerified Name
Address1143 DEER MOSS LOOP, NICEVILLE, FL 32578-3428

Mortgage

Document Number0000356448
DateAug 2, 2021
Instrument3564/48
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 5, 2019
Property Address1143 DEER MOSS LOOP, NICEVILLE, FL 32578-3428
Document Number0034021124
Book / Page003402 / 001124
Instrument DateJun 4, 2019
Instrument3282161
Transaction TypeTransfer
Record UpdatedJul 1, 2019
Title CompanyBRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TITLE CO LLC

Transaction

AmountAmount Recorded
Tax$3,622.22
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1143 DEER MOSS LOOP NICEVILLE FL 325783428, NICEVILLE, FL 32578-3428

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityNiceville City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,567.00$551,242 (+2.27%) Land $97,527 Building $453,715$551,242 (-0.96%) Land $97,527 Building $453,715
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$539,025$556,571 Land $96,600 Building $459,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 86 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies86 in force
Nearby Flood Claims2 (1995–2012)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NICEVILLE
serves 22,243 people · EPA ID FL1460147
Water SourceGroundwater
Last State InspectionOct 2025
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
CenturyLink
Fiber		2,000 / 1,000
Cox Communications
Fiber		2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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