1136 E Commerce St, Milford, MI 48381 Property Records

Oakland County property record for 1136 E Commerce St, Milford, MI 48381

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,051 sqft · built 1956
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$152,500 (Aug 2004)
Tax Bill	$1,111 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LM-16-11-206-001`

Property Details

APN / Parcel Number

Primary APN	`LM-16-11-206-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,051 sqft Living Area
1st Floor Area	1,051 sqft
Basement Area	1,051 sqft
Finished Basement	1,051 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	94 ft deep x 42 ft wide
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1136 E COMMERCE ST
City	MILFORD
State	MI
Zip	48381-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R7E, SEC 11 PEACH HILL SUB PART OF LOT 5 BEG AT NW LOT COR, TH E 132 FT ALG LOT LINE, TH S 2.75 FT, TH SWLY 6 FT TO PT ON W LOT LINE FROM NW LOT COR, TH N 6 FT TO BEG, ALSO ALL OF LOT 6
Legal Range	07E
Legal Township	02N
Legal Section	11
Legal Subdivision	PEACH HILL SUB
Legal Lot Number	5-6
Jurisdiction	OAKLAND MI
Township / Civil Division	MILFORD
Census Block Group	1
Census Block	1000
Census Tract	132500

Owner

Source: Oakland County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1136 E COMMERCE ST, MILFORD, MI 48381-1732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2019	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU
Jan 11, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2004 · Amount on Record
Deed Sale	Aug 16, 2004 · Amount on Record
Deed Document Number	2004356247
Deed Book / Page	33812 / 313
Last Transfer Date	Jan 16, 2013
Transfer Doc	0000062167
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1136 E COMMERCE ST, MILFORD, MI 48381-1732
Document Number	0000194605
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1136 E COMMERCE ST MILFORD MI 483811732, MILFORD, MI 48381-1732

Mortgage

Document Number	0000194605
Date	Nov 19, 2019
Book Page	053524/000811
Instrument	194605

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON HILLS, MI 48334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	324 Months
Due	Nov 18, 2046

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1136 E COMMERCE ST, MILFORD, MI 48381-1732
Document Number	0000170415
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1136 E COMMERCE ST MILFORD MI 483811732, MILFORD, MI 48381-1732

Mortgage

Document Number	0000170415
Date	Oct 15, 2019
Book Page	053376/000859
Instrument	170415

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON HILLS, MI 48334

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 14, 2034

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1136 E COMMERCE ST, MILFORD, MI 48381-1732
Document Number	0000018674
Book / Page	050338 / 000216
Instrument Date	Jan 11, 2017
Transaction Type	Mortgage
Record Updated	Mar 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1136 E COMMERCE ST MILFORD MI 483811732, MILFORD, MI 48381-1732

Mortgage

Document Number	0000018674
Date	Jan 31, 2017
Book Page	050338/000216
Instrument	18674

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON HILLS, MI 48334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 30, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Milford Charter Township
Municipality	Milford Village
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,111.00 (-10.48%) Homeowner's exemption	$93,560 (+9.01%)	$187,120 (+9.01%)
2024	$1,241.00 (+24.6%)
2023		$85,830	$171,660
2021	$996.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF MILFORD serves 6,366 people · EPA ID MI0004390
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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