1130 E Commerce St, Milford, MI 48381 Property Records

Oakland County property record for 1130 E Commerce St, Milford, MI 48381

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,035 sqft · built 1956
Lot Size	0.325 acres (14,157 sqft)
Owner	Individual Name on Record
Tax Bill	$2,348 (2025)
Deeds & Mortgages	Dec 2022 Transfer Dec 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`LM-16-11-206-016`

Property Details

APN / Parcel Number

Primary APN	`LM-16-11-206-016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,035 sqft Living Area
1st Floor Area	1,035 sqft
Basement Area	1,035 sqft
Unfinished Basement	1,035 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	14,157 sqft (0.325 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	290 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1130 E COMMERCE ST
City	MILFORD
State	MI
Zip	48381-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R7E, SEC 11 PEACH HILL SUB LOT 4, ALSO LOT 5 EXC BEG AT NW LOT COR, TH E 132 FT ALG N LOT LINE, TH S 2.75 FT, TH SWLY TO PT ON W LOT LINE DIST S 6 FT FROM NW LOT COR, TH N 6 FT TO BEG
Legal Range	07E
Legal Township	02N
Legal Section	11
Legal Subdivision	PEACH HILL SUB
Legal Lot Number	4-5
Jurisdiction	OAKLAND MI
Township / Civil Division	MILFORD
Census Block Group	1
Census Block	1000
Census Tract	132500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1130 E COMMERCE ST, MILFORD, MI 48381-1732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Intrafamily Transfer, Transfer AMROCK INC, AMROCK LLC
Dec 19, 2022	Intrafamily Transfer, Transfer AMROCK INC, AMROCK LLC
Dec 15, 2022	Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Nov 22, 2021	Intrafamily Transfer, Transfer · Stand-Alone Refinance ROCKET MORTGAGE LLC
Dec 18, 2021	Intrafamily Transfer, Transfer AMROCK INC, AMROCK LLC
Apr 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2022
Deed Sale	Dec 15, 2022
Prior Sale	Feb 24, 2014 · Amount on Record
Deed Document Number	2022483210
Deed Book / Page	58321 / 725
Prior Transfer Date	Dec 10, 2022
Prior Transfer Doc	0000484102
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Dec 19, 2022
Property Address	1130 E COMMERCE ST, MILFORD, MI 48381-1732
Document Number	0000484104
Book / Page	58326 / 388
Map Reference	LB 62 PG 18
Instrument Date	Dec 10, 2022
Instrument	484104
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1130 E COMMERCE ST, MILFORD, MI 48381-1732

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1130 E COMMERCE ST, MILFORD, MI 48381-1732

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Dec 19, 2022
Property Address	1130 E COMMERCE ST, MILFORD, MI 48381-1732
Document Number	0000484102
Book / Page	58326 / 384
Map Reference	LB 62 PG 18
Instrument Date	Dec 10, 2022
Instrument	484102
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1130 E COMMERCE ST, MILFORD, MI 48381-1732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 E COMMERCE ST, MILFORD, MI 48381-1732

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Dec 15, 2022
Property Address	1130 E COMMERCE ST, MILFORD, MI 48381-1732
Document Number	0000483210
Book / Page	58321 / 725
Map Reference	LB 62 PG 18
Instrument Date	Dec 10, 2022
Instrument	483210
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1130 E COMMERCE ST, MILFORD, MI 48381-1732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 E COMMERCE ST, MILFORD, MI 48381-1732

Mortgage

Document Number	0058321727
Date	Dec 15, 2022
Instrument	58321/727

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Nov 22, 2021
Property Address	1130 E COMMERCE ST, MILFORD, MI 48381-1732
Document Number	0000261937
Book / Page	57105 / 722
Map Reference	LB 62 PG 18
Instrument Date	Oct 28, 2021
Instrument	261937
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1130 E COMMERCE ST, MILFORD, MI 48381-1732

Mortgage

Document Number	0057105706
Date	Nov 22, 2021
Instrument	57105/706

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Dec 18, 2021
Property Address	1130 E COMMERCE ST, MILFORD, MI 48381-1732
Document Number	0000277814
Book / Page	57198 / 894
Instrument Date	Oct 28, 2021
Instrument	277814
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 E COMMERCE ST, MILFORD, MI 48381-1732

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 12, 2017
Property Address	1130 E COMMERCE ST, MILFORD, MI 48381-1732
Document Number	0000074798
Book / Page	050564 / 000172
Instrument Date	Mar 9, 2017
Instrument	74798
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1130 E COMMERCE ST MILFORD MI 483811732, MILFORD, MI 48381-1732

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Milford Charter Township
Municipality	Milford Village
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,348.00 (-10.45%) Homeowner's exemption	$114,840 (+9.02%)	$229,680 (+9.02%)
2024	$2,622.00 (+24.68%)
2023		$105,340	$210,680
2021	$2,103.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF MILFORD serves 6,366 people · EPA ID MI0004390
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Commerce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures