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1127 E Commerce St, Milford, MI 48381 Property Records

Oakland County property record for 1127 E Commerce St, Milford, MI 48381

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,603 sqft · built 1945
Lot Size0.226 acres (9,845 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (Mar 2026)
Tax Bill$4,263 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Mar 2023 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APNLM-16-11-203-015

Property Details

APN / Parcel Number

Primary APNLM-16-11-203-015

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,603 sqft Living Area
1st Floor Area1,473 sqft
Basement Area1,473 sqft
Unfinished Basement1,473 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 2020
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Lot Area9,845 sqft (0.226 acres)
Lot Dimensions101 ft deep x 65 ft wide
Garage Area199 sqft
PorchSlab
Porch Area71 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric
SewerMunicipal

Location & Zoning

Street Address1127 E COMMERCE ST
CityMILFORD
StateMI
Zip48381-1733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R7E, SEC 11 MOORE'S SUB N 15 FT OF LOT 36 & ALL OF LOT 37
Legal Range07E
Legal Township02N
Legal Section11
Legal SubdivisionMOORE'S SUB
Legal Lot Number36-37
JurisdictionOAKLAND MI
Township / Civil DivisionMILFORD
Census Block Group3
Census Block3020
Census Tract132500

Owner

Source: Oakland County records · APN LM-16-11-203-015

Assessment roll updated February 4, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40328 HARRISON, NOVI, MI 48375-2017
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2026Warranty Deed, Transfer · VA Mortgage
ROCKET MORTGAGE LLC
Mar 28, 2023Warranty Deed, Transfer
FIRST AMERICAN TITLE
Jul 09, 2021Warranty Deed, Transfer · Conventional Mortgage
ADVISORS CAPITAL INC
Aug 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
CU MEMBERS MORTGAGE
Jun 01, 2020Warranty Deed, Transfer · Conventional Mortgage
SUPREME LNDG
Aug 16, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 19, 2026 · Amount on Record
Deed SaleMar 19, 2026 · Amount on Record
Prior SaleMar 28, 2023 · Amount on Record
Deed Document Number202633301
Deed Book / Page61031 / 852
Record UpdatedSep 20, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMar 19, 2026
Property Address1127 E COMMERCE ST, MILFORD, MI 48381-1733
Document Number20260033301
Book / Page61031 / 852
Map ReferenceLB 25 PG 22
Instrument DateMar 13, 2026
Instrument20260033301
Transaction TypeTransfer
Record UpdatedApr 23, 2026
Title CompanyFIDELITY NATIONAL TITLE, FNT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,987.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1072 RAVENSVIEW TRL, MILFORD, MI 48381-2972

Transferred To (Grantee/Buyer)

NameVerified Name
Address40328 HARRISON, NOVI, MI 48375-2017

Mortgage

Document Number0061030510
DateMar 19, 2026
Instrument61030/510
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMar 28, 2023
Property Address1127 E COMMERCE ST, MILFORD, MI 48381-1733
Document Number0000029493
Book / Page58501 / 323
Map ReferenceLB 25 PG 22
Instrument DateMar 17, 2023
Instrument29493
Transaction TypeTransfer
Record UpdatedSep 22, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$1,950.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1127 E COMMERCE ST, MILFORD, MI 48381-1733

Transferred To (Grantee/Buyer)

NameVerified Name
Address1127 E COMMERCE ST, MILFORD, MI 48381-1733

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 09, 2021
Property Address1127 E COMMERCE ST, MILFORD, MI 48381-1733
Document Number0000171600
Book / Page56523 / 269
Map ReferenceLB 25 PG 22
Instrument DateJul 07, 2021
Instrument171600
Transaction TypeTransfer
Record UpdatedSep 22, 2023
Title CompanyCAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,874.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1127 E COMMERCE ST, MILFORD, MI 48381-1733

Transferred To (Grantee/Buyer)

NameVerified Name
Address1127 E COMMERCE ST, MILFORD, MI 48381-1733

Mortgage

Document Number0056523271
DateJul 09, 2021
Instrument56523/271
Lender
NameADVISORS CAPITAL INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1127 E COMMERCE ST, MILFORD, MI 48381-1733
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000161623
DateAug 28, 2017
Book Page51015/00574
Instrument161623
Lender
NameCU MEMBERS MORTGAGE
TypeMortgage Company
AddressADDISON, TX 75001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2032

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 01, 2020
Property Address1127 E COMMERCE ST, MILFORD, MI 48381-1733
Document Number0000104659
Book / Page054280 / 000799
Instrument DateMay 27, 2020
Instrument104659
Transaction TypeTransfer
Record UpdatedJul 08, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,664.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1127 E COMMERCE ST MILFORD MI 483811733, MILFORD, MI 48381-1733

Mortgage

Document Number104660
DateJun 01, 2020
Book Page054280/000801
Instrument104660
Lender
NameSUPREME LNDG
Address14801 QUORUM DR # 300, DALLAS, TX 75254-1422
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 31, 2050

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 16, 2017
Property Address1127 E COMMERCE ST, MILFORD, MI 48381-1733
Document Number0000155246
Book / Page050980 / 000517
Instrument DateAug 07, 2017
Instrument155246
Transaction TypeTransfer
Record UpdatedSep 06, 2017

Transaction

AmountAmount Recorded
Tax$1,591.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35218 PEMBROKE AVE LIVONIA MI 481521173, LIVONIA, MI 48152-1173

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionMilford Charter Township
MunicipalityMilford Village
Unified School DistrictHuron Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,263.00 (-10.44%) Homeowner's exemption$143,480 (+10.52%)$286,960 (+10.52%)
2024$4,760.00 (+36%)
2023$129,820$259,640
2021$3,500.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
123.Net
Fiber		6,000 / 6,000
Xfinity
Cable		2,000 / 250
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Verizon.

Based on FCC filings for 425 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemVILLAGE OF MILFORD
serves 6,366 people
Water SourceGroundwater
Last State InspectionJul 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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