Kane County property record for 1131 Delta Ct, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,152 sqft · built 1998 |
| Owner | 2 Trust Names on File |
| Last Sale | $85,000 (Oct 2012) |
| Tax Bill | $960 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-28-331-074 |
| Primary APN | 06-28-331-074 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 1131 DELTA CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLOW BAY CLUB CONDO (BLDG 24) UNIT 245-A |
| Legal Subdivision | WILLOW BAY CLUB CONDO |
| Legal Block | 5 |
| Legal Unit | 245-A |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 851907 |
1131 Delta Ct is owner-occupied and held in a trust since June 2023.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1131 DELTA CT, ELGIN, IL 60123-6583 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2012 · Amount on File |
| Deed Sale | Oct 29, 2012 · Amount on File |
| Prior Sale | Mar 5, 2008 · Amount on File |
| Deed Document Number | 201274866 |
| Last Transfer Date | Jun 6, 2023 |
| Transfer Doc | 0000021581 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 29, 2023 |
| Property Address | 1131 DELTA CT, ELGIN, IL 60123-6583 |
| Document Number | 0000021581 |
| Map Reference | DOC 98K020168 |
| Instrument Date | Jun 6, 2023 |
| Instrument | 2023K021581 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1131 DELTA CT, ELGIN, IL 60123-6583 |
The 2025 property tax bill for 1131 Delta Ct was $960 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $960.00 | $67,566 (+8.57%) Land $17,724 Building $49,842 | $202,779 (+8.57%) Land $53,193 Building $149,586 |
| 2024 | $62,233 Land $16,325 Building $45,908 | $186,774 Land $48,995 Building $137,779 | |
| 2022 | $1,525.00 (-2.8%) Homeowner's exemption | $51,265 (+6.96%) Land $13,448 Building $37,817 | $153,795 (+6.96%) Land $40,344 Building $113,451 |
| 2021 | $1,569.00 Homeowner's exemption | $47,929 Land $12,573 Building $35,356 | $143,787 Land $37,719 Building $106,068 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1131 Delta Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1131 Delta Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Starlink Satellite | 280 / 30 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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