11342 Palomar St, Spring Hill, FL 34609 Property Records

Hernando County property record for 11342 Palomar St, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,713 sqft · built 1988
Lot Size	0.307 acres (13,366 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Oct 2022)
Tax Bill	$4,314 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5160-0988-0010`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5160-0988-0010`
Alternative APNs	`00298957` `298957`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,713 sqft Living Area
Gross Area	2,481 sqft
1st Floor Area	1,713 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2009
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,366 sqft (0.307 acres)
Lot Dimensions	125 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	1,010 sqft
Deck Area	96 sqft
Patio Area	40 sqft
Utility Building	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00298957
Street Address	11342 PALOMAR ST
City	SPRING HILL
State	FL
Zip	34609-2641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 16 BLK 988 LOT 1 ORB 2478 PG 1711
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 16
Legal Block	988
Legal Lot Number	1
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1015
Census Tract	41006

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11342 PALOMAR ST, SPRING HILL, FL 34609-2641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Warranty Deed, Transfer · FHA Mortgage OCMBC INC
Jul 8, 2021	Intrafamily Transfer, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Apr 16, 2018	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2022 · Amount on Record
Deed Sale	Oct 14, 2022 · Amount on Record
Prior Sale	Jul 8, 2021
Deed Document Number	202275488
Deed Book / Page	4230 / 568
Prior Transfer Date	Jun 29, 2021
Prior Transfer Doc	0040240261
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 14, 2022
Property Address	11342 PALOMAR ST, SPRING HILL, FL 34609-2641
Document Number	0042300568
Book / Page	4230 / 568
Map Reference	MB 9 PG 18
Instrument Date	Oct 7, 2022
Instrument	2022075488
Transaction Type	Transfer
Record Updated	Nov 8, 2022
Title Company	SOUTHERN SECURITY TTL OF NAT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25255 OUTBACK WAY, 25255, BROOKSVILLE, FL 34601-5319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11342 PALOMAR ST, SPRING HILL, FL 34609-2641

Mortgage

Document Number	0004230570
Date	Oct 14, 2022
Instrument	4230/570

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Mortgage

Document Number	0042300581
Date	Oct 14, 2022
Book Page	4230/581
Instrument	2022075490

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Jul 8, 2021
Property Address	11342 PALOMAR ST, SPRING HILL, FL 34609-2641
Document Number	0040240261
Book / Page	4024 / 261
Map Reference	MB 9 PG 18
Instrument Date	Jun 29, 2021
Instrument	2021051294
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	TITLE TECH NETWORKS INC, TITLE TECH NETWORKS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11342 PALOMAR ST, SPRING HILL, FL 34609-2641

Mortgage

Document Number	4024262
Date	Jul 8, 2021
Instrument	4024/262

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 16, 2018
Property Address	11342 PALOMAR ST, SPRING HILL, FL 34609-2641
Document Number	0035731651
Book / Page	003573 / 001651
Instrument Date	Apr 13, 2018
Instrument	22945
Transaction Type	Transfer
Record Updated	May 23, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11342 PALOMAR ST SPRING HILL FL 346092641, SPRING HILL, FL 34609-2641

Mortgage

Document Number	35731653
Date	Apr 16, 2018
Book Page	003573/001653
Instrument	22946

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,314.00 (+16.03%) Homeowner's exemption	$293,195 (+3.09%) Land $48,920 Building $244,275	$293,195 (+3.09%) Land $48,920 Building $244,275
2023		$284,402 Land $57,213 Building $227,189
2022	$3,718.00		$284,402 Land $40,633 Building $243,769

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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