11313 Palomar St, Spring Hill, FL 34609 Property Records

Hernando County property record for 11313 Palomar St, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,926 sqft · built 1991
Lot Size	0.373 acres (16,226 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Sep 2024)
Tax Bill	$5,186 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5160-1001-0060`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5160-1001-0060`
Alternative APNs	`00564473` `564473`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,926 sqft Living Area
Gross Area	2,991 sqft
1st Floor Area	1,926 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1996
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,226 sqft (0.373 acres)
Lot Dimensions	96 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	758 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Screened Porch
Porch Area	1,047 sqft
Deck Area	156 sqft
Patio Area	40 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00564473
Street Address	11313 PALOMAR ST
City	SPRING HILL
State	FL
Zip	34609-2642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 16 BLK 1001 LOT 6
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 16
Legal Block	1001
Legal Lot Number	6
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1010
Census Tract	41006

Owner

Source: Hernando County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11313 PALOMAR ST, SPRING HILL, FL 34609-2642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Feb 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC
Mar 19, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 12, 2017	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2024 · Amount on Record
Deed Sale	Sep 3, 2024 · Amount on Record
Prior Sale	Sep 10, 2010 · Amount on Record
Deed Document Number	202455252
Deed Book / Page	4466 / 657
Prior Transfer Date	Mar 13, 2024
Prior Transfer Doc	0044031877
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Jun 22, 2026
Property Address	11313 PALOMAR ST, SPRING HILL, FL 34609-2642
Document Number	0000042173
Book / Page	4725 / 1470
Instrument Date	May 28, 2026
Instrument	202642173
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11313 PALOMAR ST, SPRING HILL, FL 34609-2642

Mortgage

Document Number	0000042173,
Date	Jun 22, 2026
Book Page	4725/1470
Instrument	202642173

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Sep 1, 2054

Interest

Rate	6.3%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	11313 PALOMAR ST, SPRING HILL, FL 34609-2642
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11313 PALOMAR ST, SPRING HILL, FL 34609-2642

Mortgage

Document Number	0043970565
Date	Feb 29, 2024
Book Page	4397/565
Instrument	2024012773

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Mar 19, 2024
Property Address	11313 PALOMAR ST, SPRING HILL, FL 34609-2642
Document Number	0044031877
Book / Page	4403 / 1877
Map Reference	MB 9 PG 18-30
Instrument Date	Mar 18, 2024
Instrument	2024017265
Transaction Type	Transfer
Record Updated	Apr 8, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11313 PALOMAR ST, SPRING HILL, FL 34609-2642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11313 PALOMAR ST, SPRING HILL, FL 34609-2642

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	11313 PALOMAR ST, SPRING HILL, FL 34609-2642
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034590851
Date	Apr 12, 2017
Book Page	3459/0851
Instrument	2017020875

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,186.00 (+301.08%)	$354,277 (+184.06%) Land $52,410 Building $301,867	$354,277 (+2.4%) Land $52,410 Building $301,867
2023		$124,718 (+3%) Land $124,718
2022	$1,293.00 Homeowner's exemption	$121,085	$345,961 Land $43,648 Building $302,313

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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