11360 Palomar St, Spring Hill, FL 34609 Property Records

Hernando County property record for 11360 Palomar St, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1986
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Apr 2023)
Tax Bill	$2,669 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5160-0988-0030`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5160-0988-0030`
Alternative APNs	`00560100` `560100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,806 sqft
1st Floor Area	1,008 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	200 sqft
Porch	Open Porch
Porch Area	1,019 sqft
Deck Area	70 sqft
Patio Area	309 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00560100
Street Address	11360 PALOMAR ST
City	SPRING HILL
State	FL
Zip	34609-2641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 16 BLK 988 LOT 3 ORB 722 PG 147 ORB 770 PGS 719-723 ORB 771 PGS 467-471 ORB 771 PGS 478-481
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 16
Legal Block	988
Legal Lot Number	3
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1015
Census Tract	41006

Owner

11360 Palomar St is owned and occupied by an individual who bought it in April 2023.

Source: Hernando County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	11360 PALOMAR ST, SPRING HILL, FL 34609-2641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Apr 16, 2018	Deed of Trust, Mortgage · Line of Credit GROW FINANCIAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2023 · Amount on File
Deed Sale	Apr 26, 2023 · Amount on File
Prior Sale	Oct 7, 2009 · Amount on File
Deed Document Number	202323651
Deed Book / Page	4289 / 1152
Prior Transfer Date	May 30, 2012
Prior Transfer Doc	0029080009
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 26, 2023
Property Address	11360 PALOMAR ST, SPRING HILL, FL 34609-2641
Document Number	0042891152
Book / Page	4289 / 1152
Map Reference	MB 9 PG 18-30
Instrument Date	Apr 12, 2023
Instrument	2023023651
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15047 LOMA AVE, SPRING HILL, FL 34610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11360 PALOMAR ST, SPRING HILL, FL 34609-2641

Mortgage

Document Number	0042891154
Date	Apr 26, 2023
Instrument	4289/1154

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	11360 PALOMAR ST, SPRING HILL, FL 34609-2641
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035731458
Date	Apr 16, 2018
Book Page	3573/1458
Instrument	2018022894

Lender

Name	GROW FINANCIAL FCU
Type	Credit Union
Address	TAMPA, FL 33689

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 11360 Palomar St was $2,669.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,669.00	$177,984	$179,756 Land $38,500 Building $141,256
2023		$59,117 Land $59,117
2022	$437.00		$152,517 Land $32,000 Building $120,517

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11360 Palomar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11360 Palomar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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