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11334 Pointer Ridge Dr, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 11334 Pointer Ridge Dr, Charlotte, NC 28214

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,065 sqft · built 2002
Lot Size0.199 acres (8,685 sqft)
OwnerIndividual Name on Record
Last Sale$141,500 (Jan 2003)
Tax Bill$3,171 (2023)
Deeds & MortgagesOct 2021 Mortgage
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN031-456-34

Property Details

APN / Parcel Number

Primary APN031-456-34

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,065 sqft Heated Area
Gross Area2,579 sqft
1st Floor Area975 sqft
Upper Floors Area1,090 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area8,685 sqft (0.199 acres)
Garage Area440 sqft
PorchPorch
Porch Area74 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number031-456-34
Street Address11334 POINTER RIDGE DR
CityCHARLOTTE
StateNC
Zip28214-0015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMX-2
Legal DescriptionL102 M33-873
Legal SubdivisionCATAWBA RIV PLANTATION PH I MA
Legal Lot Number102
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2022
Census Tract6013

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address11334 POINTER RIDGE DR, CHARLOTTE, NC 28214-0015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENTAGON FCU
Jul 24, 2019Deed of Trust, Mortgage · Commercial Mortgage
UNIVEST BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 2, 2003 · Amount on Record
Deed SaleJan 2, 2003 · Amount on Record
Deed Document Number0014640266
Deed Book / Page14640 / 0266
Record UpdatedJun 7, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address11334 POINTER RIDGE DR, CHARLOTTE, NC 28214-0015
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000193715
DateOct 8, 2021
Book Page36627/682
Instrument2021193715
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2041

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address11334 POINTER RIDGE DR, CHARLOTTE, NC 28214-0015
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000093615
DateJul 24, 2019
Book Page33693/279
Instrument2019093615
Lender
NameUNIVEST BANK & TRUST CO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueJul 13, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims65 (2004–2024)
Claims Outside the SFHA1 of 65
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 39 claims
  • Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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