11347 Pointer Ridge Dr, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 11347 Pointer Ridge Dr, Charlotte, NC 28214

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,986 sqft · built 2002
Lot Size	0.193 acres (8,425 sqft)
Owner	Individual Name on Record
Last Sale	$155,500 (Feb 2016)
Tax Bill	$3,142 (2023)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`031-453-48`

Property Details

APN / Parcel Number

Primary APN	`031-453-48`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,986 sqft Heated Area
Gross Area	2,502 sqft
1st Floor Area	862 sqft
Upper Floors Area	1,124 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	8,425 sqft (0.193 acres)
Garage Area	496 sqft
Porch	Porch
Porch Area	20 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	031-453-48
Street Address	11347 POINTER RIDGE DR
City	CHARLOTTE
State	NC
Zip	28214-0016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX-2
Legal Description	L48 M33-873
Legal Subdivision	CATAWBA RIVER PLANTATION
Legal Lot Number	48
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2025
Census Tract	6013

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11347 POINTER RIDGE DR, CHARLOTTE, NC 28214-0016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Apr 1, 2024	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Nov 8, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 19, 2021	Deed of Trust, Mortgage · FHA Mortgage MANUFACTURERS & TRADERS TRUST CO
Mar 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
Mar 1, 2019	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2016 · Amount on Record
Deed Sale	Feb 2, 2016 · Amount on Record
Prior Sale	Feb 21, 2007 · Amount on Record
Deed Document Number	0030574664
Deed Book / Page	30574 / 664
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	11347 POINTER RIDGE DR, CHARLOTTE, NC 28214-0016
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11347 POINTER RIDGE DR, CHARLOTTE, NC 28214-0016

Mortgage

Document Number	0000104485
Date	Nov 2, 2023
Book Page	38464/451
Instrument	2023104485

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Feb 1, 2051

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	11347 POINTER RIDGE DR, CHARLOTTE, NC 28214-0016
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11347 POINTER RIDGE DR, CHARLOTTE, NC 28214-0016

Mortgage

Document Number	0000028362
Date	Apr 1, 2024
Book Page	38724/288
Instrument	2024028362

Lender

Name	M & T BANK
Type	Bank
Address	475 CROSSPOINT PKWY, GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Feb 1, 2051

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	11347 POINTER RIDGE DR, CHARLOTTE, NC 28214-0016
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11347 POINTER RIDGE DR, CHARLOTTE, NC 28214-0016

Mortgage

Document Number	0000107473
Date	Nov 8, 2024
Book Page	39196/26
Instrument	2024107473

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Oct 1, 2064

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	11347 POINTER RIDGE DR, CHARLOTTE, NC 28214-0016
Transaction Type	Mortgage
Record Updated	Feb 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009416
Date	Jan 19, 2021
Book Page	35559/313
Instrument	2021009416

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	11347 POINTER RIDGE DR, CHARLOTTE, NC 28214-0016
Document Number	0000026624
Instrument Date	Mar 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11347 POINTER RIDGE DR CHARLOTTE NC 282140016, CHARLOTTE, NC 28214-0016

Mortgage

Document Number	0000026624
Date	Mar 8, 2019
Book Page	033340/000035
Instrument	26624

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2049

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	11347 POINTER RIDGE DR, CHARLOTTE, NC 28214-0016
Document Number	0000026623
Instrument Date	Mar 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11347 POINTER RIDGE DR CHARLOTTE NC 282140016, CHARLOTTE, NC 28214-0016

Mortgage

Document Number	0000026623
Date	Mar 8, 2019
Book Page	033340/000029
Instrument	26623

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2049

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	65 (2004–2024)
Claims Outside the SFHA	1 of 65
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 39 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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