1133 Refuge Rd, Ragland, AL 35131 Property Records

St. Clair County property record for 1133 Refuge Rd, Ragland, AL 35131

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,639 sqft · built 1945
Lot Size	3.5 acres (152,460 sqft)
Owner	Individual Name on Record
Last Sale	$232,811 (Aug 2024)
Tax Bill	$1,403 (2025)
Deeds & Mortgages	Mar 2024 Foreclosure Apr 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-08-34-0-000-008.000`

Property Details

APN / Parcel Number

Primary APN	`18-08-34-0-000-008.000`
Alternative APNs	`00068196` `500168` `15553`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	4,639 sqft Living Area
1st Floor Area	2,507 sqft
Upper Floors Area	2,132 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	152,460 sqft (3.5 acres)
Utility Building	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00068196
Street Address	1133 REFUGE RD
City	RAGLAND
State	AL
Zip	35131-4723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NE INT REFUGE RD & HOMEBREW KNOB RD NE ALG RW 492.03' ELY 609.28' SW ALG RW 941.1' TO POB 34-15-4
Legal Range	04E
Legal Township	15S
Legal Section	34
Legal Subdivision	SW4 S34T15SR4E
Jurisdiction	ST CLAIR AL
Township / Civil Division	RAGLAND
Census Block Group	2
Census Block	2047
Census Tract	40301

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	51 MARION DR, ODENVILLE, AL 35120-7517
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Special Warranty Deed, Foreclosure
Apr 3, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 12, 2021	Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Jun 27, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Mar 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2024 · Amount on Record
Deed Sale	Aug 13, 2024 · Amount on Record
Prior Sale	Nov 8, 2023 · Amount on Record
Deed Book / Page	2024 / 9584
Prior Transfer Date	Mar 20, 2017
Prior Transfer Doc	0000003072
Record Updated	Oct 29, 2026

March 2024: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Mar 28, 2024
Property Address	1133 REFUGE RD, RAGLAND, AL 35131-4723
Document Number	0000003572
Book / Page	DEED 2024 / 3572
Instrument Date	Dec 6, 2023
Transaction Type	Foreclosure
Record Updated	May 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4425 PONCE DE LEON BLVD # 251, 251, CORAL GABLES, FL 33146-1837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 N CLASSEN BLVD STE 3200, 3200, OKLAHOMA CITY, OK 73106-6034
Mail Care Of	INFORMATION SYSTEMS NETWORKS CORP ISN
Investor	Possibly a Property Investor

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	1133 REFUGE RD, RAGLAND, AL 35131-4723
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013671
Date	Apr 3, 2020
Book Page	MTG 2020/13671

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 6, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Mar 12, 2021
Property Address	1133 REFUGE RD, RAGLAND, AL 35131-4723
Document Number	0000003210
Book / Page	DEED 2021 / 3210
Instrument Date	Mar 12, 2021
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	SOUTH OAK TTL TRUSSVILLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 LAKEVIEW DR, 25, LEEDS, AL 35094-6299

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1133 REFUGE RD, RAGLAND, AL 35131-4723

Mortgage

Document Number	0000017727
Date	Mar 12, 2021
Book Page	MTG 2021/17727

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	1133 REFUGE RD, RAGLAND, AL 35131-4723
Document Number	0000023636
Instrument Date	Jun 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 14, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1133 REFUGE RD RAGLAND AL 351314723, RAGLAND, AL 35131-4723

Mortgage

Document Number	0000023636
Date	Jul 13, 2017
Instrument	23636

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 12, 2032

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR AL
Recording Date	Mar 23, 2017
Property Address	1133 REFUGE RD, RAGLAND, AL 35131-4723
Document Number	0000003072
Instrument Date	Mar 20, 2017
Instrument	3072
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$229.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1133 REFUGE RD RAGLAND AL 351314723, RAGLAND, AL 35131-4723

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,403.00 (+38.36%)	$45,280 (-43.84%)	$226,430 (-43.83%)
2023		$80,624 Land $4,940 Building $75,684	$403,120 Land $24,700 Building $378,420
2022	$1,014.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 87% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ragland Telephone Fiber	100 / 20

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Refuge Rd

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