939 Refuge Rd, Ragland, AL 35131 Property Records

St. Clair County property record for 939 Refuge Rd, Ragland, AL 35131

Property Summary

Property Type	Single Family Home
Details	1,440 sqft · built 1980
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Sep 2025)
Tax Bill	$380 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Mar 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`18-08-33-0-000-013.008`

Property Details

APN / Parcel Number

Primary APN	`18-08-33-0-000-013.008`
Alternative APNs	`00506915` `506915` `15524`

Interior

Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00506915
Street Address	939 REFUGE RD
City	RAGLAND
State	AL
Zip	35131-4735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR SEC 33 SW 431.95' SW 36.05' TO POB SW 148.63' NW 319.8' NE 178.74' SE 265.74' TO POB 33-15-4
Legal Range	04E
Legal Township	15S
Legal Section	33
Jurisdiction	ST CLAIR AL
Township / Civil Division	RAGLAND
Census Block Group	2
Census Block	2046
Census Tract	40301

Owner

939 Refuge Rd is owned and occupied by two individuals who bought it in September 2025.

Source: St. Clair County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	939 REFUGE RD, RAGLAND, AL 35131-4735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Warranty Deed, Transfer · FHA Mortgage TJC MORTGAGE INC
Mar 4, 2019	Loan Modification, Mortgage VALLEY NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on File
Deed Sale	Sep 3, 2025 · Amount on File
Deed Book / Page	2025 / 11795
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Sep 3, 2025
Property Address	939 REFUGE RD, RAGLAND, AL 35131-4735
Document Number	0000011795
Book / Page	DEED 2025 / 11795
Instrument Date	Aug 28, 2025
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3317 CHERRY TREE LN, VESTAVIA HILLS, AL 35216-3807

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	939 REFUGE RD, RAGLAND, AL 35131-4735

Mortgage

Document Number	MTG202537281
Date	Sep 3, 2025
Instrument	MTG2025/37281

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

Mortgage

Document Number	0000037294
Date	Sep 3, 2025
Book Page	MTG2025/37294

Lender

Name	TJC MORTGAGE INC AN ALABAM
Address	1 PERIMETER PARK S # 230, BIRMINGHAM, AL 35243

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2035

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR AL
Property Address	939 REFUGE RD, RAGLAND, AL 35131-4735
Document Number	0000030189
Instrument Date	Mar 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030189
Date	Aug 14, 2019
Instrument	30189

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	BIRMINGHAM, AL 35242

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 939 Refuge Rd was $380.

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$380.00	$12,280 (-49.96%)	$122,710 (-) Land $11,800 Building $110,910
2024	$380.00	$24,542 (-) Land $2,360 Building $22,182	$122,710 (-) Land $11,800 Building $110,910
2023		$24,542 Land $2,360 Building $22,182	$122,710 Land $11,800 Building $110,910
2022	$325.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 939 Refuge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 939 Refuge Rd is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 87% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ragland Telephone Fiber	100 / 20

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Refuge Rd

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