905 Refuge Rd, Ragland, AL 35131 Property Records

St. Clair County property record for 905 Refuge Rd, Ragland, AL 35131

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,055 sqft · built 1989
Lot Size	7.3 acres (317,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$86,500 (Apr 2021)
Tax Bill	$457 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-08-33-0-000-013.006`

Property Details

APN / Parcel Number

Primary APN	`18-08-33-0-000-013.006`
Alternative APNs	`00500167` `500167` `15522`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,055 sqft Living Area
1st Floor Area	2,055 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	317,988 sqft (7.3 acres)
Lot Dimensions	202 ft deep x 152 ft wide
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00500167
Street Address	905 REFUGE RD
City	RAGLAND
State	AL
Zip	35131-4735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR NW 1233.05' W 316.8' TO POB S 1063.48' E 115.97' SE 319' SW ALG RW 160.1' NW 218' SW 169.8' N 1363.65' E TO POB LE
Legal Range	04E
Legal Township	15S
Legal Section	33
Jurisdiction	ST CLAIR AL
Township / Civil Division	RAGLAND
Census Block Group	2
Census Block	2046
Census Tract	40301

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	905 REFUGE RD, RAGLAND, AL 35131-4735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONDA FCU
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVANSVILLE TEACHERS FCU
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVANSVILLE TEACHERS FCU
Jun 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage FCU
May 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage HONDA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2021 · Amount on Record
Deed Sale	Apr 7, 2021 · Amount on Record
Deed Book / Page	2021 / 4303
Prior Transfer Date	Mar 31, 2021
Prior Transfer Doc	2021004303
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	905 REFUGE RD, RAGLAND, AL 35131-4735
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014764
Date	May 8, 2023
Book Page	MTG 2023/14764

Lender

Name	HONDA FCU
Type	Credit Union
Address	MARYSVILLE, OH 43040

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 15, 2038

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	905 REFUGE RD, RAGLAND, AL 35131-4735
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024895
Date	Apr 7, 2021
Book Page	MTG 2021/24895

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	905 REFUGE RD, RAGLAND, AL 35131-4735
Transaction Type	Mortgage
Record Updated	Apr 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015668
Date	Mar 4, 2021
Book Page	MTG 2021/15668

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	905 REFUGE RD, RAGLAND, AL 35131-4735
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018098
Date	Jun 8, 2018
Book Page	MTG 2018/18098

Lender

Name	FCU
Type	Credit Union
Address	MARYSVILLE, OH 43040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	May 28, 2038

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	905 REFUGE RD, RAGLAND, AL 35131-4735
Document Number	0000018098
Instrument Date	May 22, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	905 REFUGE RD RAGLAND AL 351314735, RAGLAND, AL 35131-4735

Mortgage

Document Number	0000018098
Date	Jun 8, 2018
Instrument	18098

Lender

Name	HONDA FCU
Type	Credit Union
Address	MARUYSVILLE, OH 43040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 7, 2038

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$457.00 (+18.09%)	$16,300 (-42.05%)	$162,970 (+15.87%)
2023		$28,129 Land $7,125 Building $21,004	$140,645 Land $35,625 Building $105,020
2022	$387.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 90% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ragland Telephone Fiber	100 / 20

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Refuge Rd

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