11273 Ray Rd, Gaines, MI 48436 Property Records

Genesee County property record for 11273 Ray Rd, Gaines, MI 48436

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 2007
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on File
Last Sale	$176,000 (Dec 2020)
Tax Bill	$1,013 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-05-100-015`

Property Details

APN / Parcel Number

Primary APN	`01-05-100-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	1,352 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Modular
Lot Area	87,556 sqft (2.01 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11273 RAY RD
City	GAINES
State	MI
Zip	48436-8918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	A PARCEL OF LAND BEG S 0 DEG 06 MIN 41 SEC W 230 FT FROM N 1/4 COR OF SEC TH CONT S 0 DEG 06 MIN 41 SEC W 95 FT TH S 89 DEG
Legal Range	05E
Legal Township	05N
Legal Section	05
Jurisdiction	GENESEE MI
Township / Civil Division	ARGENTINE
Census Block Group	1
Census Block	1006
Census Tract	13001

Owner

Source: Genesee County records · APN 01-05-100-015

Assessment roll updated October 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11273 RAY RD, GAINES, MI 48436-8918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 04, 2020 · Amount on Record
Deed Sale	Dec 04, 2020 · Amount on Record
Prior Sale	May 22, 2009 · Amount on Record
Deed Document Number	202081728
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 04, 2020
Property Address	11273 RAY RD, GAINES, MI 48436-8918
Document Number	202012040081728
Instrument Date	Dec 01, 2020
Instrument	202012040081728
Transaction Type	Transfer
Record Updated	Aug 09, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,513.60
Amount Accuracy	Full Amount Stated
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11273 RAY RD, 11273, GAINES, MI 48436-8918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4363 N GREGORY RD, FOWLERVILLE, MI 48836-9200

Mortgage

Document Number	202012040081729
Date	Dec 04, 2020
Instrument	202012040081729

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Argentine Township
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,013.00 (-68.43%) Homeowner's exemption	$109,900 (+18.81%)	$219,800 (+18.81%)
2024	$3,209.00 (+97.36%)
2023		$92,500	$185,000
2019	$1,626.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Genesee County (26049C), as of February 19, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260490130011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Frontier.

Based on FCC filings for 4 locations within half a mile of this property.

Nearby Properties on Ray Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures