11325 E Lakeshore Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 11325 E Lakeshore Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,927 sqft · built 1969
Lot Size	0.469 acres (20,473 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,795 (2024)
Deeds & Mortgages	Sep 2018 Line of Credit Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-14-05-104-045.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-05-104-045.000-018`
Alternative APN	`1614050104045000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,927 sqft Living Area
1st Floor Area	1,611 sqft
2nd Floor Area	1,316 sqft
Basement Area	1,286 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	20,473 sqft (0.469 acres)
Lot Dimensions	190 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1614050104045000
Street Address	11325 E LAKESHORE DR
City	CARMEL
State	IN
Zip	46033-4407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 5, TOWNSHIP 17, RANGE 4, WOODLAND SPRINGS, SECTION 4, LOT 181, IRREGULAR SHAPE
Legal Range	04
Legal Township	17
Legal Section	05
Legal Subdivision	WOODLAND SPGS
Legal Block	4
Legal Lot Number	181
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2008
Census Tract	111004

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11325 E LAKESHORE DR, CARMEL, IN 46033-4407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 9, 2018	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA
Sep 9, 2019	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11325 E LAKESHORE DR, CARMEL, IN 46033-4407
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041134
Date	Sep 4, 2018
Instrument	2018041134

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11325 E LAKESHORE DR, CARMEL, IN 46033-4407
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036812
Date	Aug 9, 2018
Instrument	2018036812

Lender

Name	PNC BANK NA
Type	Bank
Address	BRECKSVILLE, OH 44141

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	215 Months
Due	Jul 27, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11325 E LAKESHORE DR, CARMEL, IN 46033-4407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042979
Date	Sep 9, 2019
Instrument	2019042979

Lender

Name	PNC BANK NA
Type	Bank
Address	BRECKSVILLE, OH 44141

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 27, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$506,800 (-0.96%) Land $138,600 Building $368,200	$506,800 (-0.96%) Land $138,600 Building $368,200
2024	$5,795.00 (+17.14%)	$511,700 (+12.07%) Land $138,600 Building $373,100	$511,700 (+12.07%) Land $138,600 Building $373,100
2023	$4,947.00 (+8.3%) Homeowner's exemption	$456,600 (+13.47%) Land $83,500 Building $373,100	$456,600 (+13.47%) Land $83,500 Building $373,100
2022	$4,568.00 Homeowner's exemption	$402,400 Land $83,500 Building $318,900	$402,400 Land $83,500 Building $318,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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