11409 E Lakeshore Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 11409 E Lakeshore Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,784 sqft · built 1969
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Jul 2020)
Tax Bill	$4,880 (2024)
Deeds & Mortgages	May 2022 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-14-05-104-047.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-05-104-047.000-018`
Alternative APN	`1614050104047000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,784 sqft Living Area
1st Floor Area	1,896 sqft
2nd Floor Area	672 sqft
Attic	Attic
Attic Area	432 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	20,473 sqft (0.469 acres)
Lot Dimensions	190 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	666 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1614050104047000
Street Address	11409 E LAKESHORE DR
City	CARMEL
State	IN
Zip	46033-4409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 5, TOWNSHIP 17, RANGE 4, WOODLAND SPRINGS, SECTION 4, LOT 183
Legal Range	04
Legal Township	17
Legal Section	05
Legal Subdivision	WOODLAND SPGS SEC 04
Legal Block	4
Legal Lot Number	183
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2008
Census Tract	111004

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	11409 E LAKESHORE DR, CARMEL, IN 46033-4409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 16, 2020	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Deed Document Number	2020045439
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11409 E LAKESHORE DR, CARMEL, IN 46033-4409
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11409 E LAKESHORE DR, CARMEL, IN 46033-4409

Mortgage

Document Number	0000022413
Date	May 4, 2022
Instrument	2022022413

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 31, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 16, 2020
Property Address	11409 E LAKESHORE DR, CARMEL, IN 46033-4409
Document Number	2020045439
Map Reference	MB 3 PG 65&66
Instrument Date	Jul 13, 2020
Instrument	2020045439
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	CHICAGO TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11409 E LAKESHORE DR, CARMEL, IN 46033-4409

Mortgage

Document Number	2020045440
Date	Jul 16, 2020
Instrument	2020045440

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$433,800 (-1.05%) Land $138,600 Building $295,200	$433,800 (-1.05%) Land $138,600 Building $295,200
2024	$4,880.00 (+20.23%)	$438,400 (+14.38%) Land $138,600 Building $299,800	$438,400 (+14.38%) Land $138,600 Building $299,800
2023	$4,059.00 (+5.54%) Homeowner's exemption	$383,300 (+12.8%) Land $83,500 Building $299,800	$383,300 (+12.8%) Land $83,500 Building $299,800
2022	$3,846.00 Homeowner's exemption	$339,800 Land $83,500 Building $256,300	$339,800 Land $83,500 Building $256,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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