11311 E Lakeshore Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 11311 E Lakeshore Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 5,047 sqft · built 1969
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on File
Tax Bill	$5,729 (2024)
Deeds & Mortgages	May 2022 Line of Credit Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-14-05-105-004.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-05-105-004.000-018`
Alternative APN	`1614050105004000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	5,047 sqft Living Area
1st Floor Area	1,997 sqft
Basement Area	1,400 sqft
Finished Basement	1,050 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Architectural Style	Other
Foundation Type	Raised
Roof Material	Other
Lot Area	20,473 sqft (0.469 acres)
Lot Dimensions	133 ft deep x 177 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1614050105004000
Street Address	11311 E LAKESHORE DR
City	CARMEL
State	IN
Zip	46033-4468
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 5, TOWNSHIP 17, RANGE 4, WOODLAND SPRINGS, SECTION 4, LOT 170, IRREGULAR SHAPE
Legal Range	04
Legal Township	17
Legal Section	05
Legal Subdivision	WOODLAND SPRINGS 4TH SECTION
Legal Block	4
Legal Lot Number	170
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2006
Census Tract	111004

Owner

11311 E Lakeshore Dr is owned and occupied by an individual who acquired it in August 2024.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	11311 E LAKESHORE DR, CARMEL, IN 46033-4468
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Sep 27, 2017	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO
Sep 9, 2020	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2024
Deed Sale	Aug 26, 2024
Prior Sale	Aug 28, 2003
Deed Document Number	2024031854
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11311 E LAKESHORE DR, CARMEL, IN 46033-4468
Transaction Type	Mortgage
Record Updated	Jun 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11311 E LAKESHORE DR, CARMEL, IN 46033-4468

Mortgage

Document Number	0000023217
Date	May 9, 2022
Instrument	2022023217

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 14, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11311 E LAKESHORE DR, CARMEL, IN 46033-4468
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048201
Date	Sep 27, 2017
Instrument	2017048201

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11311 E LAKESHORE DR, CARMEL, IN 46033-4468
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052794
Date	Aug 7, 2020
Instrument	2020052794

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11311 E LAKESHORE DR, CARMEL, IN 46033-4468
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061906
Date	Sep 9, 2020
Instrument	2020061906

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	FINDLAY, OH 45840

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$503,900 (-0.49%) Land $138,600 Building $365,300	$503,900 (-0.49%) Land $138,600 Building $365,300
2024	$5,729.00 (+17.45%)	$506,400 (+12.21%) Land $138,600 Building $367,800	$506,400 (+12.21%) Land $138,600 Building $367,800
2023	$4,878.00 (+7.87%) Homeowner's exemption	$451,300 (+13.42%) Land $83,500 Building $367,800	$451,300 (+13.42%) Land $83,500 Building $367,800
2022	$4,522.00 Homeowner's exemption	$397,900 Land $83,500 Building $314,400	$397,900 Land $83,500 Building $314,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11311 E Lakeshore Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11311 E Lakeshore Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on E Lakeshore Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures